Question: I am in need of both dental and vision insurance. Please let me know if you offer any plans covering both areas. Currently, I do not have any insurance for either. Right now, I have nothing, and I’m eager to start taking better care of my oral and eye health. I would need affordable plans as I can only spend a little on dental and vision. I want to keep it under $30 to $40 a month. What could you suggest to me?

Reply: At DentalInsurancePlus.com, we understand the importance of affordable dental and vision insurance for your overall health and well-being. We are delighted to offer a range of budget-friendly dental HMO plans, with prices starting as low as $7.95 and going up to $18.95. Our vision insurance plan is also available at a competitive rate of $14.51 per month. When you combine the cost of our dental and vision insurance plans, the monthly total comes to just $33.46, comfortably within your budgeted amount. We hope this brings you some relief as you start your journey to better oral and eye health.

We are committed to helping you take control of your oral and vision health without breaking the bank. You can access quality dental and vision care without financial stress by choosing our comprehensive insurance plans. Our plans cover a wide range of needs, from routine check-ups to dental procedures and vision exams. We want you to feel confident that your health needs are fully covered without any surprises or hidden costs.

To find the perfect insurance package tailored to your needs, we invite you to contact our office at 310-534-3444. Our dedicated team is ready to guide you through the available dental options and vision coverage, ensuring you can decide about your healthcare needs. Take advantage of this opportunity to invest in your well-being. Contact us today, and let’s start you on the path to optimal dental and vision health with the right insurance plans.

Proper care of your dentures isn’t just about their longevity; it’s a savvy financial move that empowers you to control your dental expenses. You can significantly reduce your out-of-pocket costs by avoiding costly replacements, even if they’re covered by dental insurance. Use a soft-bristled toothbrush and gentle brushing to maintain your dentures’ top shape. Avoid hard-bristled brushes or abrasive toothpaste, as they can harm the surface of your dentures or bend their attachments.

Over-the-counter cleansers like Polident or Efferdent, available in most food stores, can be used to clean dentures. However, it’s crucial to read and follow the instructions correctly. Consider using an ultrasonic denture cleanser, which uses high-frequency sound waves to remove debris and stains. But always ensure that your chosen product has been proven safe and effective.

When cleaning your dentures, it is vital to avoid using certain products that can harm them. For instance, never use bleach or vinegar, as they can cause your dentures to dry or become discolored over time. Similarly, household cleaners are too harsh and can leave a residue that could harm dentures. If you use a mild hand or dish soap, rinse them off thoroughly under warm to cool water before putting them back in your mouth.

By following these care tips, you can extend the lifespan of your dentures, keep them clean and healthy, and avoid unnecessary expenses. Proper denture care is essential to maintaining oral health and overall well-being.

Handling Dentures with Proper Care

It’s crucial to remember that dentures are delicate and require careful handling to ensure they don’t break. Dentures are not meant to droop, and any movement that causes them to bend or twist may result in damage. Therefore, it’s your responsibility to be gentle while cleaning them. Standing on a soft towel or rug while cleaning them is advisable to prevent accidental damage. The towel adds a layer of protection that can help cushion the impact if they accidentally drop.

Ensuring the sink is full of water is essential when cleaning your dentures. The water in the sink provides a cushioning effect, reducing the chances of breakage if you accidentally drop them. You can also wrap your dentures in a hand towel or store them in their hard-cover case when moving around the house with them.

After cleaning your dentures, keeping them soaked in warm or cold water or a denture solution is crucial. A denture solution is a unique liquid designed to keep dentures clean and prevent them from drying out. The water or solution will help prevent them from drying out and cracking. By keeping them moist, you can ensure that they remain flexible and don’t become brittle, which can lead to breakage.

In summary, dentures are fragile and require careful handling to avoid damage. When cleaning them, it is essential to be gentle and take the necessary precautions to prevent accidental damage. By following these tips, you can help ensure that your dentures last longer and remain in good condition. Not following these tips could lead to your dentures breaking, warping, or becoming ill-fitting, resulting in discomfort and needing costly replacements.

Dental care for Dentures Dos and Don’ts when not in use. 

If you wear dentures, you know how important it is to take good care of them. Proper care can make them last longer and prevent the need for costly replacements. One of the most important things you can do is to keep your dentures in cool water or a dentist-advised denture solution when you’re not wearing them. However, there are also some things you should avoid doing, like using hot water or leaving your dentures in a dry place. In this article, we’ll explore some dos and don’ts of denture care and additional tips to help keep your dentures in good shape.

Dos:

•  Keep dentures in cool water or the dentist-advised denture solution when not wearing them.

Don’t:

• Use hot water or put your dentures in a dry place, which can cause them to warp or dry out, making them ill-fitting.
•  Put your dentures in a paper towel, as it can absorb the moisture and be mistaken for trash and tossed out.

Additional tips:

• Keep your dentures safe from small kids and dogs.
•  Kids love to play with almost anything they find, and dentures in their hands tend not to hold up well.
• If your dentures are not in a safe place, pets like dogs may find them, so you may as well start saving money for a new set.

Taking good care of your dentures is crucial to making them last longer and saving money from getting new ones sooner than necessary.

Dental Insurance for replacement dentures. 

If you’re considering getting a new set of dentures, it’s crucial to grasp the terms and conditions of your dental insurance plan. Many dental plans have waiting periods, so you may need to wait for a certain period before the plan will start covering the cost of your new dentures. Since dentures are considered a primary dental service, you may have to wait a year or more before your insurance plan covers the cost of your new dentures. Insurance companies have wait periods to earn a premium on the plan before paying for a high-cost dental service like dentures. Understanding these details can help you plan your dental care and expenses more effectively.

In addition to the waiting period, some dental insurance plans may have unexpected requirements or limitations. For example, they may require proof that you have had your old dentures for a certain number of years (usually five, but this can vary depending on the plan) before they will cover the cost of new dentures. It’s important to carefully read and understand the terms and conditions of your dental plan before you purchase it to ensure that you are aware of any unexpected requirements or limitations, such as these, that could affect your coverage.

Choosing the right dental plan can seem daunting, but you’re not alone. Consider your needs and budget when selecting a plan, and don’t hesitate to ask questions or seek guidance from a dental professional or insurance representative. With some research and careful consideration, you can find a dental plan that meets your needs and provides the coverage you need for your dentures. Remember, resources are readily available to help you make an informed decision, ensuring you feel supported and guided in this process.

Choosing the Best Dental Insurance for New Dentures: Why HMO Plans May Be a Good Option

If you are looking for dental insurance that covers the cost of new dentures, reviewing all the available options is essential to find the best plan for your needs. One thing to consider is whether the plan has a waiting period before coverage begins. Many dental insurance plans have waiting periods for primary services like dentures, which means you may have to wait a certain amount of time before the plan will start covering the cost of your new dentures.

However, consider an HMO dental insurance plan to begin coverage immediately. Typically, HMO dental plans do not have waiting periods for major services, including dentures. No waiting periods mean you can get coverage for your new dentures at the effective date of your dental insurance plan without waiting for a specified period.

In addition to no waiting periods, HMO dental insurance plans often have lower out-of-pocket costs than other dental insurance plans. They also offer access to a network of dentists who have agreed to provide services at discounted rates to plan members. This can help you save money on the cost of your dentures and other dental services you may need.

When reviewing HMO dental insurance plans, read the terms and conditions carefully to understand what is covered and what is not. It is also essential to check if your preferred dentist is in the plan’s network to ensure you can continue to receive care from them.

In summary, an HMO dental insurance plan may be an excellent option to consider if you need new dentures and want dental insurance coverage without waiting periods. These plans typically offer lower out-of-pocket costs and access to a network of dentists who can provide services at discounted rates. However, it is essential to review the plan’s terms and conditions carefully and ensure your preferred dentist is in the plan’s network before enrolling.

How a Dental Discount Plan Can Help You Save Money on New Dentures

A dental discount plan may be an excellent option if you’re looking to save money on new dentures. Unlike traditional dental insurance, a dental discount plan provides a network of dentists offering discounted rates on dental services. The discounts can be beneficial regarding the cost of dentures, which is expensive.

One of the benefits of a dental discount plan is that it has few restrictions compared to traditional insurance plans. There are no waiting periods or annual coverage limits; you can use the plan as often as needed. This means you can get the care you need when you need it without worrying about restrictions or limits.

Another advantage of a dental discount plan is that it can help you save money on the cost of dentures. With a discount plan, you’ll pay a reduced rate for dentures and related services, such as adjustments or repairs. The discounts can add significant savings over time, especially if you need to replace your dentures or have them repaired frequently.

It’s important to note that a dental discount plan is not insurance and won’t cover the total cost of your dental care. However, it can be a good option if you’re looking to save money on your dental expenses. Before signing up for a plan, research the options available in your area and compare prices and benefits to find the best plan for your needs and budget.

In addition to a dental discount plan, there are other ways to save money on new dentures. Some dental schools offer discounted rates on dental services, including dentures. You can also check with your local health department or community health center to see if they provide dental services at a reduced cost.

Overall, if you need new dentures, options are available to help you save money on the cost. You can get the care you need without breaking the bank by exploring different options, such as a dental discount plan or discounted services at a dental school or community health center.

Comprehensive Dental Insurance Information and Coverage Options with DentalInsurancePlus.com

DentalInsurancePlus.com is a comprehensive online resource for dental insurance information, coverage options, and affordable plans. The website is designed to help individuals and families find the right coverage for their needs and budget.

DentalInsurancePlus.com offers a variety of dental insurance plans, including PPO, HMO, and discount plans. These plans cover a range of dental services, including routine check-ups, cleanings, fillings, root canals, and more. Some plans even offer coverage for cosmetic dentistry and orthodontic treatment.

In addition to dental insurance plans, DentalInsurancePlus.com also provides valuable resources and tools to help you make informed decisions about your dental care. The website features a comprehensive dental dictionary that defines common dental terms and procedures. You can also find articles and guides on topics such as dental health, oral hygiene, and denture care.

If you have any questions or need help selecting the right dental plan, DentalInsurancePlus.com has a team of experienced dental insurance agents who are available to assist you. They can help you understand the different types of dental plans, their benefits, and how they work. They can also provide a customized quote based on your unique dental needs and budget.

Overall, DentalInsurancePlus.com is a reliable and trustworthy resource for dental insurance information and coverage options. Whether you’re looking for individual or family coverage, the website offers a wide range of dental plans that can meet your specific needs. With its easy-to-use interface and knowledgeable agents, DentalInsurancePlus.com can help you find the right dental coverage that fits your budget and lifestyle.

Thank you for considering DentalInsurancePlus.com for your dental insurance needs. We hope our comprehensive coverage options and affordable pricing plans have given you the information you need to make an informed decision. If you have any further questions or want to enroll in one of our plans, please do not hesitate to contact us at 310-534-3444 M-F, 8 a.m. – 4 p.m.

We look forward to serving you and helping you achieve optimal dental health.

Today, we’d like to share a story about Jenny and her experience without dental insurance. Her story is familiar as many people on a fixed income go without dental care due to the high costs. At DentalInsurancePlus.com, we understand that dental care should not be a luxury, and we want to help make it more accessible to everyone.

Our website offers several different dental plan types, including HMO dental insurance plans like the one that helped Jenny get the dental care she needed. If you have questions about our dental plans or want to sign up, please call us at 310-534-3444. We are committed to addressing the different types of dental insurance and working to help make dental care more affordable for everyone.

Jenny’s Experience Without Dental Insurance and How She Found an Affordable Solution

Jenny had always been good at saving money. She had a stable job, a good salary, and enough savings to support her in emergencies. However, life had taken an unexpected turn, and Jenny was unemployed. 

As she reviewed her finances, Jenny realized she had no dental insurance. She had always taken her dental health for granted, but now she was worried. She had been struggling to find work, and the one job that showed promise did not offer dental benefits.

Jenny knew she needed to get her teeth cleaned. She had contacted several dental offices, and the cost for exams, x-rays, and cleaning was between $300 and $400. It was a lot of money, especially when she was not earning anything.

Jenny started looking for affordable dental insurance plans. However, all the plans she found were expensive and beyond her financial means. She felt helpless and did not know what to do.

One day, while browsing the internet, Jenny stumbled upon the DentalinsurancePlus.com website. She called their member service line and discovered that their HMO dental insurance option is available in California. It was affordable and had decent coverage. She was thrilled and immediately signed up for the plan.

Jenny visited the dental office the following month, and the dentist examined her teeth. The dentist recommended a deep cleaning, and Jenny agreed. Thanks to her dental insurance plan, Jenny could get the deep cleaning done at a much lower cost than she had expected.

Jenny felt relieved and grateful. She realized that dental insurance was not a luxury but a necessity. She had learned her lesson and promised herself that she would never take her dental health for granted again.

Understanding the Different Dental Insurance Plans: HMO, PPO, and Indemnity

This article will explore our dental insurance plans and how they can help you control your dental care costs. We believe dental care should be accessible and affordable, and we are committed to working with you to make that a reality.

There are at least three basic dental insurance plans to consider: HMO, PPO, and Indemnity plans. Each of these insurance plans can help you cover the cost of dental care, and depending on your dental care needs and preferences, you can choose the plan type that suits you best.

An HMO dental plan might be the right choice if you want a more affordable option. With this plan, you must choose a primary dentist from a network of providers. This dentist will be responsible for your dental care, and you will need to get a referral from them if you want to see a specialist. HMO plans typically have lower out-of-pocket costs, making them an excellent option for those who want to save money.

Another option is a PPO dental plan. With a PPO plan, you have more flexibility when choosing a dentist. You can see any dentist you want, but you will save money if you choose a provider within the plan’s network. PPO plans usually have higher premiums and deductibles than HMO plans but offer more coverage.

Finally, an indemnity dental plan is a fee-for-service plan where you can see any dentist you want. You will pay for your dental care upfront and then submit a claim to your insurance provider for reimbursement. Indemnity plans offer the most flexibility but tend to be the most expensive.

At DentalInsurancePlus.com, we offer all three types of dental insurance plans to help you find the right coverage for your needs. To help you make an informed decision, we will provide a detailed breakdown of each plan type, including its pros and cons. You can better understand your coverage options by understanding what each dental insurance plan offers and considering relevant factors while shopping. We want to ensure you have all the information you need to choose the right plan for your unique dental care needs and budget.

 Understanding a Dental HMO Insurance Plan

Let’s delve into the world of HMO dental insurance plans. Consider Jenny’s story – she found a low-cost insurance plan that helped her with her dental care expenses when she was unemployed. HMO insurance plans typically cost between $8.00 to $20.00 per month for individuals and $15.00 to $35.00 per month for a family of three or more. As you can see, the HMO plan cost is more affordable, making it an increasingly popular option for those on a fixed income.

With an HMO dental insurance plan, you must choose a primary dentist from a network of providers. This dentist will be responsible for your dental care, and you will need to get a referral from them if you want to see a specialist. HMO plans typically have lower out-of-pocket costs, making them an excellent option for those who want to save money. You will pay a fixed monthly premium for your HMO dental insurance coverage. 

In return, you will receive access to a network of dental care providers who have agreed to provide services to your plan members at a discounted rate provided to you on a fee schedule that means you know your cost for services covered by the plan before having anything done. Budgeting for your dental care becomes easier with this approach. Additionally, most preventive care services, such as regular cleanings and check-ups, are typically covered at no additional cost under an HMO dental insurance plan. You should know and understand some keywords regarding HMO dental insurance plans. 

1. Co-Payment: In a dental HMO, a co-payment is a fixed fee for each dental service covered by the plan that a member pays when receiving a covered dental service. The dental HMO predetermines the co-payment amount, usually a small amount intended to help offset the service cost. The co-payment amount will vary depending on the type of service provided, but it is typically much less than paying cash price without insurance. Members of a dental HMO are responsible for paying the co-payment for each covered dental service they receive from a plan provider. An example of this would be: 

Code         Description        Cost

D0120 Periodic oral evaluation No Charge

D0140 Limited oral evaluation – problem focused No Charge

D1110 Prophylaxis – adult No Charge 

D2160 Amalgam – 3 surfaces, primary or permanent, $ 6.00 

D2161 Amalgam – 4 surfaces, primary or permanent $ 8.00

D2330 Resin-based composite – 1 surface, anterior $ 14.00

D2331 Resin-based composite – 2 surfaces, anterior $ 14.00

D2332 Resin-based composite – 3 surfaces, anterior $ 14.00  

The above example shows the co-pay (your cost) as either No Charge or a $ amount. When reviewing HMO insurance plans, you should review the provided fee schedule to compare your costs with those of the plans you are reviewing.

2. Dentist Network: A Dentist Network is a group of dental care providers who have agreed to offer services to members of a particular dental insurance plan. In the case of an HMO dental insurance plan, the network typically consists of dentists who have contracted with the plan to provide services to its members. When you enroll in an HMO dental insurance plan, you must normally choose a primary care dentist from the network. This dentist will be your main point of contact for all dental care needs and may refer you to specialists within the network if necessary. When choosing a dentist under an HMO plan, there are a few helpful tips to keep in mind:

• Check the provider network: HMO plans have a network of dentists that you can choose from. It’s essential to check the provider network to ensure that your preferred dentist is included. You can find this information on the insurance company’s website or by calling their customer service line.

• Consider the location: The location of the dentist’s office is also an essential factor to consider. Choose a dentist that is convenient for you to visit, especially if you need frequent appointments or have mobility issues.

• Read reviews: Look for reviews or recommendations from other patients who have used the dentist’s services. Reading reviews can give you an idea of the quality of care that the dentist provides.

• Check their qualifications: Ensure that the dentist you choose is licensed, experienced, and has a good reputation in the dental community.

With these tips in mind, you can choose a dentist under your HMO plan who fits your dental care needs and preferences.

3. Pre-existing Conditions: Pre-existing conditions refer to any dental condition before your insurance coverage starts. It is important to note that some dental insurance plans may have limitations or restrictions on coverage for pre-existing conditions. However, HMO dental insurance plans tend to be less restrictive regarding pre-existing conditions than other insurance plans, making them a more attractive option for those with existing dental conditions.

That said, it is essential to review the terms and conditions of any dental insurance plan you are considering, including HMO plans, to confirm any limitations on pre-existing conditions. It is always better to be fully aware of the coverage and limitations of your dental insurance plan so you can make informed decisions about your dental care.

4. Waiting period: A waiting period refers to the amount of time you must be enrolled in a dental insurance plan before certain dental services are covered. Most HMO plans do not have waiting periods, but some may have a limited period for primary dental services such as crowns, typically around six months. It is crucial to read and verify the plan’s terms and conditions to determine if there are waiting periods before purchasing the plan. Reviewing the plan benefits will help you understand the plan’s coverage and applicable restrictions.

5) Limitations: An HMO dental insurance plan covers specific dental services and sets limitations. When reviewing a dental HMO plan under the limitation section, the plan limits how often certain services can be used during a specific period, such as a year or a lifetime. Here is an example of what you may see in the limitation section of an HMO. 

• Prophylaxis (teeth cleaning) is limited to once every six months.
• Fluoride treatment is covered once every 12 months for Members up through age 14. 
• Bitewing X-rays are limited to one series of four films every 12 months.  
• Full mouth X-rays are limited to once every 24 months.  
• Periodontal scaling and root planing are limited to one treatment per quadrant in 12 months. 
• Crowns and bridge units are limited to five per arch per year. 

Before signing up for a dental HMO insurance plan, it is crucial to review its limitations to ensure that it meets your dental care needs. Limitations only become an issue when going into the plan without knowing its restrictions.

6) Exclusions: Exclusions in a dental HMO insurance plan refer to the specific dental services or treatments that are not covered by the plan. It’s essential to review the exclusions of your dental HMO insurance plan carefully to ensure you understand what services and treatments are not covered. The following is an example of what you may see under the exclusion section of an HMO dental insurance plan 

• General anesthesia analgesia (nitrous oxide), intravenous sedation or the services of an anesthesiologist.  
• Treatment of fractures or dislocations, congenital malformations, malignancies, cysts, or neoplasms, and Temporomandibular Joint Syndrome (TMJ). 
• Extractions or x-rays for orthodontic purposes. 
• Prescription Drugs and over-the-counter medicines. 
• Any services involving implants or experimental procedures. 
• Any procedures performed for cosmetic, elective, or aesthetic purposes. 

Reading exclusions in a dental HMO plan is critical because it helps you understand what services are not covered by your plan. Many dental insurance plans have exclusions on specific treatments, procedures, or services. By reading the exclusions, you can avoid surprises when you receive a bill for a service that is not covered.

For example, some dental HMO plans may exclude services like orthodontics, cosmetic dentistry, or dental implants. If you need one of these services, you must pay for it out of pocket, which could be expensive.

It is essential to review the exclusions before you enroll in a dental HMO plan because they can significantly impact what services you receive and how much you pay for them. Ensure you understand what services are not covered so you know when to pay for dental services.

Pros of a dental HMO:

1. Low out-of-pocket costs: Dental HMOs generally have lower out-of-pocket costs than other dental insurance plans.

2. No annual maximums: Most dental HMOs don’t have yearly maximums, so you can get as much dental work done as you need without worrying about hitting a cap.

3. No waiting periods: A dental HMO usually allows you to start using your dental benefits immediately.

Cons of a dental HMO:

1. Limited provider network: With a dental HMO, you must choose a dentist from a network of approved providers. If your preferred dentist isn’t in the network, you must switch to a new one.

2. Limited coverage: Dental HMOs often have limited coverage for specific procedures, such as orthodontics and cosmetic dentistry.

3. Less flexibility: With a dental HMO, you’ll need to follow the plan’s rules and regulations, which can be limiting if you need specialized care or want to see a specific provider outside of the network.

In conclusion, this content has been informative and helpful in understanding the importance of dental HMO insurance plans. In our next post, we will review dental PPO plans, their pros and cons, and how they work. DentalInsurancePlus.com is committed to providing everyone with affordable and accessible dental care coverage. Whether you choose an HMO, PPO, or indemnity plan, we have the right coverage option to meet your unique needs. Please contact us at 310-534-3444 if you have any questions or want to sign up for one of our dental insurance plans. Thank you for reading and taking the first step towards taking control of your dental care costs.

Receding gums are when your gums pull away from your teeth or draw downward, exposing parts of the tooth that your gums would typically conceal. Severe gum reduction issues may expose your tooth roots. Exposed tooth roots may also cause your teeth to become more sensitive or painful. Some of the factors that can increase your risk of receding gums can include:

Gum Disease: Gum disease, or periodontal disease, is a bacterial infection that affects the gums and the tissues surrounding the teeth. Gum disease is caused by the buildup of plaque and tartar on the teeth, leading to inflammation and infection of the gums. Gum disease can cause tooth loss, receding gums, and other serious health problems if left untreated. Symptoms of gum disease can include red, swollen, or bleeding gums, bad breath, and loose teeth. Practicing good oral hygiene and visiting your dentist regularly to prevent gum disease is essential.

Brushing Too Hard: Brushing your teeth too hard can damage your gums and teeth. It can cause the enamel to wear away, leading to tooth sensitivity and even tooth decay over time. Moreover, brushing too hard can cause the gums to recede, exposing the sensitive roots of the teeth. Receding gums can cause pain and discomfort, making the teeth more vulnerable to decay and infection.

When you brush your teeth too hard, you are scrubbing away the protective layer of enamel that covers them, which can cause the teeth to become more sensitive to hot and cold temperatures, making eating and drinking uncomfortable. Additionally, brushing too hard can cause the gums to pull away from the teeth, creating pockets where bacteria can thrive. Over time, this can lead to gum disease, which can cause severe damage to the teeth and gums.

Therefore, brushing your teeth gently yet thoroughly, using a soft-bristled toothbrush, and using circular motions are essential. You should also avoid using too much pressure when brushing and be sure to floss regularly. By taking good care of your teeth and gums, you can keep them healthy and prevent serious dental problems.

Aging: As we age, our gums can start to recede. Tissues that support the teeth can begin to break down, causing the gums to pull back from the teeth. Receding gums can expose the roots of the teeth, which can lead to sensitivity and other dental problems. If your gums are receding, seeing a dentist who can evaluate the situation and recommend appropriate treatment is essential.

Smoking/Chewing Tobacco: Smoking and chewing tobacco can cause receding gums by restricting blood flow to the gums. The restricted blood flow to the gums deprives them gums of essential nutrients and oxygen, which can lead to damage and inflammation. In addition, the chemicals in tobacco products can irritate the gums and cause them to recede. Over time, as the gums pull away from the teeth, the roots and underlying bone can become exposed, leading to tooth sensitivity, decay, and even tooth loss. It’s essential to quit smoking and chewing tobacco to prevent further damage to your gums and overall oral health.

Poorly Fitting Dentures: When dentures do not fit properly, they may rub against the gums and cause irritation, leading to inflammation and infection, resulting in receding gums as the gum tissue pulls away from the teeth in response to the irritation. Additionally, if dentures are loose or ill-fitting, they may put pressure on the gums and bone underneath, which can cause further damage and lead to receding gums. It is essential to have dentures adequately fitted and adjusted to prevent these issues.

Damage From Surgery or Injury: Damage from surgery or injury can cause receding gums. When the gums are traumatized, they can pull away from the teeth, exposing more of the tooth and leading to gum recession. This can also happen after dental procedures, such as tooth extractions or orthodontic treatment. Good oral health care after trauma or surgery is essential to prevent further damage and maintain healthy gums.

Genetic Predispositions:  Research has shown that genetic predispositions can play a role in the development of receding gums. Studies have identified specific genetic variations that can increase gum disease risk, ultimately leading to gum recession. Additionally, genetics can affect the structure and strength of the gums and jawbone, making them more susceptible to damage and disease. However, it’s important to note that genetics are just one factor that can contribute to gum recession, and good oral hygiene practices and regular dental check-ups can help prevent and treat the condition.

Treatment Options for Receding Gums: From Deep Cleaning to Surgical Procedures

The severity of receding gums determines the treatment that should be administered. Dentists recommend deep cleaning, also known as scaling and root planing, if detected early. During this procedure, your dentist removes plaque and tartar buildup from your teeth and smoothens the roots to prevent bacteria from accumulating. This treatment is vital as it is the first defense against gum recession.

However, in severe cases, surgical procedures such as gum grafting or bone regeneration may be necessary to repair the damaged gum tissue and promote the growth of new bone. Gum grafting involves transplanting tissue from the roof of your mouth or using donor tissue to repair the receded gum line. On the other hand, bone regeneration consists of using membranes, bone grafts, or tissue-stimulating proteins to encourage your body to regenerate lost bone and tissue.

Maintaining excellent oral hygiene practices, such as brushing twice a day, flossing regularly, and visiting your dentist regularly to prevent the recurrence of receding gums, is crucial. By doing so, you can avoid gum recession and enjoy a healthy, beautiful smile.

Tips to Avoid Receding Gums and Keep Your Oral Health in Check.

Receding gums can cause discomfort and sensitivity, making caring for your gums and teeth essential. Here are some tips on how to avoid having receding gum issues:

1. Practice good oral hygiene: Brush your teeth twice daily and floss regularly to remove plaque and prevent gum disease.

2. Use a soft-bristled toothbrush: Brushing your teeth with a hard-bristled toothbrush can cause your gums to recede. Use a soft-bristled brush and brush gently.

3. Avoid brushing too hard: Brushing your teeth too hard can cause your gums to recede. Use gentle circular motions when brushing your teeth.

4. Use fluoride toothpaste: Fluoride toothpaste can help to strengthen your teeth and protect against tooth decay.

5. Quit smoking: Smoking can cause gum disease and receding gums. Quitting smoking can help to prevent these issues.

6. Eat a healthy diet: A healthy diet can help to keep your gums and teeth healthy. Eat plenty of fruits, vegetables, and whole grains, and limit sugary and acidic foods and drinks.

7. Visit your dentist regularly: Regular dental check-ups can help to detect and prevent gum disease and other dental issues before they become more serious.

The Importance of Dental Insurance for Maintaining Good Oral Health and Preventing Receding Gums

Having dental insurance is essential to maintaining good oral health and preventing dental problems such as receding gums. Dental insurance covers regular check-ups, cleanings, and preventive measures such as fluoride treatments and sealants. It also covers the cost of standard dental procedures such as fillings, crowns, and root canals, which can help prevent the development of gum disease and other oral health issues.

One significant benefit of having dental insurance is that it can help you maintain good oral health by making it easier and more affordable to visit the dentist regularly. Studies have shown that people with dental insurance are more likely to make and keep dental appointments, which can help detect and treat dental problems early before they become more severe and costly.

Preventing gum disease is especially important because it is one of the leading causes of receding gums. Gum disease is a bacterial infection that affects the gums and the tissues surrounding the teeth. It causes inflammation and swelling, leading to the gums pulling away from the teeth and exposing the tooth roots. Left untreated, it can cause sensitivity, pain, and tooth loss.

Regular dental check-ups and cleanings can help prevent gum disease by removing plaque and tartar buildup from the teeth and gums. Your dentist can also screen for signs of gum disease and recommend treatment if necessary. Some treatments for gum disease include deep cleaning, gum surgery, and antibiotic therapy.

In addition to preventing gum disease, dental insurance can also help prevent other oral health issues, such as tooth decay, cavities, and oral cancer. Dental insurance covers the cost of routine exams, X-rays, and oral cancer screenings, which can help detect and treat these issues early.

Dental insurance is essential for maintaining good oral health and preventing dental problems like receding gums. It can help you stay on top of your oral health by making it easier and more affordable to visit the dentist regularly. By taking advantage of your dental insurance benefits, you can prevent dental problems before they become more severe and costly to treat and keep your smile healthy for years.

Guide to Choosing the Right Dental Insurance Plan and Managing Dental Care Costs

Maintaining good dental health is crucial to overall well-being, but dental care costs can be daunting. Fortunately, different types of dental insurance can help you manage these expenses more cheaply. By reviewing your options carefully, you can select the one that best fits your needs and those of your family.

Dental insurance plans come in various forms, including indemnity plans, preferred provider organizations (PPOs), health maintenance organizations (HMOs), and discount plans. Indemnity plans typically provide the most flexibility, as you can choose any dentist. However, they may also have higher premiums and deductibles.

PPOs and HMOs, on the other hand, often have lower costs but limit your choice of dental care providers. With a PPO, you can choose from a network of dentists who have agreed to provide services at a discounted rate. With an HMO, you typically must choose a primary care dentist who will refer you to specialists as needed.

Discount plans are not insurance, but they offer discounts on dental services through participating dentists. These plans can be affordable if you pay out of pocket for your care.

When choosing a dental insurance plan, consider the annual maximum benefit, your deductible, and preventive, restorative, and orthodontic care coverage. Also, check whether your plan covers pre-existing conditions and emergency care.

In addition to dental insurance, there are other ways to manage dental care costs. For example, many dentists offer payment plans or financing options. You can also save money by practicing good oral hygiene and visiting the dentist regularly for preventive care.

You can maintain good dental health without breaking the bank by taking advantage of dental insurance and other cost-saving measures. So, take the time to explore your options and choose the plan that works best for you and your family.

5 Factors to Consider Before Choosing a Dental Insurance Plan for You and Your Family

Before you search for dental insurance plans, you must consider a few things to ensure that you find the best plan for you and your family. By considering these factors, you will be better equipped to make an informed decision and select a plan that meets your needs and budget.

Firstly, consider your current dental health and any ongoing or upcoming dental treatments you may require. If you or someone in your family requires extensive dental work, such as braces or oral surgery, choosing a plan offering higher coverage for these services may be beneficial.

Secondly, consider the network of dentists available under the plan. Ensure that your plan includes a network of dental providers in your area and that your preferred dentist is included. If you have a dentist you trust and prefer to continue seeing, it is essential to ensure they are covered under the plan.

Thirdly, consider the plan’s cost and any applicable deductibles or copays. While you want to choose a plan that offers comprehensive coverage, it is equally essential to ensure that the plan is affordable and fits within your budget. Be sure to compare the costs and benefits of different plans to find the one that offers the best value for your money.

Fourthly, the level of customer service and support the insurance provider offers should be considered. Look for an excellent customer service and support provider, including online resources and tools to help you manage your plan and access care.

Lastly, read the fine print and understand the plan’s terms and conditions before signing up. Pay attention to any exclusions or limitations on coverage, any waiting periods or other restrictions that may apply.

Considering these factors, you can be better prepared to find the best dental insurance plan for you and your family. Remember to compare different plans, consider your dental health needs, and choose a plan that offers comprehensive coverage, affordable costs, and excellent customer service and support.

In conclusion, receding gums can be a severe dental issue that requires proper attention and care. By practicing good oral hygiene, avoiding harmful habits such as smoking and chewing tobacco, and seeking professional treatment when necessary, you can maintain healthy gums and prevent serious dental problems. DentalInsurancePlus.com offers affordable dental insurance plans to help you access quality dental care when needed. To learn more about our plans and how we can help, visit DentalInsurancePlus.com or call us at 310-534-3444.

Question: I have dental insurance but need my wisdom teeth pulled. My general dentist can not pull them, so I must see an oral surgeon. My current dental insurance plan only provides minimal coverage for seeing a specialist. Can I get another plan with better coverage for a specialist and then cancel when the tooth is pulled, as I would not need it for the long term? 

Reply: Understandably, you’re looking for a way to get better coverage for your wisdom teeth extraction. It’s not uncommon for dental insurance plans to provide minimal coverage for seeing a specialist, such as an oral surgeon.

One option is purchasing supplemental dental insurance that provides better coverage for seeing a specialist. You could check with various insurance providers for a plan that meets your needs.

However, it’s essential to remember that there may be more cost-effective solutions than buying a supplemental plan. Some insurance plans may have waiting periods or restrictions on coverage for pre-existing conditions, so it’s essential to read the fine print carefully before making any decisions.

Another option is to talk to your oral surgeon about payment plans or financing options. Some doctors may offer payment plans to help patients cover the cost of treatment, and third-party financing companies specialize in medical and dental procedures.

It’s always a good idea to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution. Remember that the goal is to get the care you need while being financially responsible.

What is Supplemental Dental Insurance?  

You can purchase supplemental dental insurance as an additional policy to complement your existing dental insurance. This type of insurance is designed to cover expenses that your primary dental insurance plan may not cover, such as seeing a specialist, an oral surgeon, or orthodontic treatment.

Supplemental dental insurance pays for a portion of your dental expenses that your primary dental insurance plan does not cover. For example, if your primary insurance covers 80% of a procedure, your supplemental insurance may cover the remaining 20%. However, it’s important to note that supplemental insurance is not a replacement for primary dental insurance. It is meant to enhance your coverage and provide additional benefits.

Various supplemental dental insurance plans are available, each with its coverage options and costs. Some plans may have waiting periods, deductibles, and annual coverage limits. It’s important to carefully review the policy before purchasing it to ensure it will meet your needs.

When considering supplemental dental insurance, comparing plans and coverage options is essential to finding the best fit for your dental needs and budget. Some insurance providers offer bundled packages that include both primary and supplemental insurance. It’s always a good idea to communicate with your insurance provider to discuss your options and find the best solution.

How a Dental Discount Plan May Help

A dental discount plan is an excellent way to save money on dental care services that your dental insurance plan may not cover. Unlike traditional insurance plans, dental discount plans allow you to pay a reduced fee for dental services at participating providers.

Dental discount plans work by negotiating lower rates with dental providers for their members. Instead of paying the total price for services like cleanings, fillings, and extractions, members of dental discount plans may receive discounts ranging from 10% to 60% off the regular cost.

These plans benefit individuals who need extensive dental work, such as wisdom teeth extractions, that are not covered or are only partially covered by their dental insurance plan. Dental discount plans offer an affordable way to manage the cost of dental procedures without having to worry about meeting deductibles or waiting for pre-authorization.

Moreover, dental discount plans are easy to use. Once you become a member, you’ll receive a membership card to present at any participating dental provider. There are no complicated forms to fill out, and the process is hassle-free.

It’s essential to note that dental discount plans are not insurance plans, and they may not cover all dental services. However, they can be an excellent complement to your existing dental insurance plan. You can save even more money on dental services by using a dental discount plan in combination with your insurance plan.

In conclusion, if you’re looking for a way to save money on dental services that your insurance plan doesn’t cover, then a dental discount plan may be the solution you need. With its ability to negotiate lower prices with dental providers, ease of use, and ability to save money on services like wisdom teeth extractions, a dental discount plan is worth considering.

Saving Money on Dental Bills: How to Ask for Discounts and Financial Help at the Dental Specialist

Going to the dentist can be expensive and quickly increase if you need to see a specialist. It can be challenging to ask for discounts or financial help, but it’s essential to remember that options are available. In this post, we’ll explore tips on asking for discounts or financial aid from the dental specialist and how to be persuasive in your approach. By following these tips, you can save money on your dental bills and get the care you need without breaking the bank. 

First, it’s crucial to do your research before your appointment. Research the procedure cost you need and compare prices at different dental specialists. This way, you will know what to expect and can negotiate with the specialist if necessary. 

When you’re at the appointment, be upfront about your financial situation and ask if any discounts or payment plans are available. Many dental specialists offer discounts for cash payments or for patients who pay in total upfront. You can also ask if they offer financing options or payment plans to help spread the cost over time. 

Being polite and respectful when asking for discounts or financial help is important. Explain your situation and why you need assistance but don’t come across as entitled or demanding. Remember that the dental specialist is running a business and needs to make a profit, but they may be willing to work with you if you approach the situation correctly. 

Another tip is to ask about any available insurance options. Some dental specialists may offer in-house insurance plans to help you save money on procedures. It’s also a good idea to check with your insurance provider to see if they cover the procedure or offer any discounts for using an in-network provider. 

In conclusion, asking for discounts or financial help from a dental specialist can be intimidating, but it’s essential to remember that options are available. By researching, being upfront about your financial situation, and being polite and respectful in your approach, you can save money on your dental bills and get the care you need. Don’t be afraid to ask – you may be surprised at what options are available to you.

Reducing the Cost of Oral Surgery: Why Dental Schools Might be the Perfect Option for You

Dental school may be a viable option if you need oral surgery, such as wisdom teeth extractions if you are concerned about the cost. Dental schools often offer discounted rates for dental procedures, including oral surgery, to provide hands-on training for their students. 

By choosing to have your oral surgery performed at a dental school, you’ll receive care from licensed professionals who are completing their training. This means that you’ll be receiving high-quality care at a reduced cost. 

In addition to the cost savings, dental schools often have state-of-the-art facilities and equipment, which can lead to a more comfortable experience for you as the patient. Moreover, the students at dental schools are usually more attentive and detail-oriented, as they are still in the learning process and are eager to impress their instructors. 

It’s important to note that while dental schools offer discounted rates, the process may take longer than at a private practice. This is because students are still in training, and instructors must oversee and approve the procedures. However, the extra time may be worth the cost savings, especially if you need extensive oral surgery. 

Search online or ask your dentist for a recommendation on finding a dental school near you. Research and ensure that your dental school is accredited and has a good reputation. You can also check with your insurance provider to see if they cover oral surgery performed at a dental school. 

A dental school may be a viable option if you need oral surgery but are concerned about the cost. Dental schools can provide an excellent alternative to private practices with their discounted rates, high-quality care, and state-of-the-art facilities. By researching and choosing a reputable dental school, you can receive the oral surgery you need at a fraction of the cost.

Exploring your options for dental insurance coverage when seeing a specialist like an oral surgeon

In conclusion, dental insurance plans may provide minimal coverage for seeing a specialist, such as an oral surgeon, which can be problematic for those requiring procedures like wisdom teeth extractions. However, various options exist, such as purchasing supplemental dental insurance, talking to the oral surgeon about payment plans, or considering a dental discount plan. Each option has pros and cons, so weighing them carefully and choosing the best solution for your needs and budget is essential. Remember to communicate with your insurance provider and oral surgeon to discuss your options and find the best solution to get the care you need while being financially responsible.

If you have any questions about dental insurance or want to purchase one that meets your needs, we’re here to help. Please contact our office at 310-534-3444 during business hours, 8 am—4 pm, M—F. Our team of knowledgeable professionals is here to assist you with any questions and help you find the right dental insurance plan.

You can also visit our website at DentalInsurancePlus.com to learn more about our available plans and coverage options. Our website has a wealth of information, including frequently asked questions, plan details, and a coverage comparison to help you make informed decisions about your dental insurance.

We understand that navigating the world of dental insurance can be confusing. Our goal is to make the process as easy as possible. So, whether you need help understanding your current dental insurance plan, want to switch to a new plan, or are looking for additional coverage, we’re here to help.

Thank you for considering Dental Insurance Plus for your dental insurance needs. We look forward to assisting you and helping you find the right dental insurance plan that meets your needs and budget.

Regarding oral health, maintaining healthy eating habits is as important as regularly brushing and flossing your teeth. While sugary snacks and treats might be tempting, it’s important to remember that specific candy can hurt your teeth.

Sticky candies, such as toffee and gummy bears, are particularly problematic. Their sticky texture can find its way between teeth and along gum lines, making them difficult to remove with brushing and flossing alone. Over time, the bacteria in your mouth interact with the sugars in these candies to produce acids that weaken your tooth enamel, leading to cavities and other dental problems.

That being said, if you indulge in sticky, sugary candy, you must take extra care of your teeth afterward. Brush and floss thoroughly to remove candy residue from your teeth and gums. Additionally, consider using an antibacterial mouthwash to kill any bacteria lingering in your mouth.

While all sugary snacks and treats can harm your teeth, some candy can be particularly harmful. Hard candies, for example, can chip or crack your teeth, while sour candies are highly acidic and can erode your tooth enamel over time. So, avoiding these types of candy is best, and opt for healthier snack options.

By being mindful of your candy choices and taking extra care of your teeth afterward, you can help protect your oral health and avoid costly dental procedures. Remember, prevention is always better than cure!

Some Good Tooth-Friendly Candy Options

If you’re looking for tooth-friendly candy options, choose sugar-free gum or candy instead of traditional sugary candies. Xylitol is a natural sweetener that has been shown to reduce the risk of tooth decay, so look for products that contain this ingredient. Dark chocolate is another good option as it contains less sugar than milk chocolate. You can also try dried fruits like raisins or cranberries, as they contain natural sugars and are less sticky than gummy candies, which can stick to your teeth and promote decay.  

Tooth-Friendly Snack Options for Healthy Teeth and Overall Health

Maintaining good oral health and hygiene is essential for overall health and well-being. While sugary snacks and treats might be tempting, it’s important to remember that some candy can harm your teeth. Therefore, choosing tooth-friendly snack options can help you maintain healthy teeth and gums. Here are some healthy snack options that are good for your teeth and overall health: 

• Cheese and dairy products: Cheese and other dairy products are rich in calcium essential for strong teeth and bones. They also help to neutralize acids in the mouth and prevent tooth decay.
• Nuts and seeds: Nuts and seeds are a great source of protein and essential minerals like calcium and phosphorus, which help to strengthen teeth and bones. 
• Sugar-free gum and candy: Sugar-free gum and candy containing xylitol can help prevent tooth decay by reducing harmful bacteria in the mouth.
• Dark chocolate: Dark chocolate contains less sugar than milk chocolate and is rich in antioxidants that promote overall health.

Choosing tooth-friendly snack options can help maintain healthy teeth and gums and prevent dental problems. Remember to brush, floss regularly, and visit your dentist for regular checkups and cleanings.

Fruits and Vegetables Make for Good Snack Options. 

Fresh fruits and vegetables are the best snacks for good oral health and well-being. They are packed with essential vitamins and minerals like vitamin C, calcium, and phosphorus, which help build strong teeth and gums. Eating crunchy and raw fruits and vegetables can also help scrub away plaque and debris from teeth, promoting good oral hygiene. Here are some examples of good fruits and vegetables that are great for your oral health:

• Apples: Apples are rich in fiber and help to clean teeth and gums while you eat them. Their fibrous texture helps to scrub away plaque and debris from teeth.
• Carrots: Carrots are rich in fiber, vitamin A, and beta-carotene, which promote healthy gums and teeth. Chewing on raw carrots also helps to stimulate saliva production, which neutralizes harmful acids in the mouth.   
• Celery: Celery is a crunchy vegetable that helps to clean teeth and gums while you eat it. It is also rich in vitamins A and C, which promote healthy teeth and gums.
• Strawberries: Strawberries are rich in vitamin C, essential for healthy gums. They also contain malic acid, which helps to whiten teeth naturally.
• Leafy Greens: Leafy greens like spinach and kale are packed with essential vitamins and minerals like calcium, which help to build strong teeth and bones. They are also rich in folic acid, which promotes healthy gums.

Including these fruits and vegetables in your diet can help maintain good oral health and prevent dental problems. 

Learn How to Floss Your Teeth for Best Results Correctly 

When it comes to flossing, there are certain practices that you should follow to achieve the best results. Here are some dos and don’ts of flossing:

DO:

•  Use a floss piece about 18-20 inches long.
• Wind the floss around your fingers and hold it tautly between your thumbs and forefingers.
• Gently slide the floss between your teeth using a zig-zag motion.
• Curve the floss around each tooth’s base, ensuring you go beneath the gumline.
• Use a fresh section of floss for each tooth to avoid spreading bacteria.

DON’T:

• Snap the floss into your gums, as it can cause pain and bleeding.
• Use a sawing motion, as it can damage your gums.
• Rush through the process – take your time to ensure that you clean between each tooth properly.
• Reuse the same section of floss, as it can transfer bacteria to other parts of your mouth.

Remember that correct flossing can help to prevent tooth decay, gum disease, and bad breath. So, take the time to floss correctly and maintain good oral hygiene.

Dos and Don’ts of Brushing Your Teeth

Maintaining good oral hygiene is crucial for healthy teeth and gums, and brushing your teeth twice a day is essential. But did you know that there are certain dos and don’ts of brushing your teeth that you should follow to ensure that you are taking proper care of your oral health? This article will discuss the dos and don’ts of brushing your teeth, including tips on how to brush effectively and what to avoid to prevent damage to your teeth and gums. So let’s get started!

DO:

• Brush twice a day, for two minutes each time.
• Use a soft-bristled toothbrush to avoid damaging your gums.
• Use fluoride toothpaste to help strengthen your tooth enamel.
• Brush in circular motions, angling the brush towards the gumline.
• Brush all surfaces of your teeth, including the fronts, backs, and chewing surfaces.
• Replace your toothbrush every three to four months or when the bristles fray.
• Use a tongue scraper or brush to clean your tongue and freshen your breath.
• Rinse your mouth with water after brushing to remove any remaining toothpaste.

DON’T:

• Don’t brush too hard; it can damage your tooth enamel and gums.
• Don’t rush through your brushing routine. Take your time to ensure you brush all surfaces of your teeth thoroughly.
• Don’t forget to brush your tongue, as it can harbor bacteria and cause bad breath.
• Don’t share your toothbrush with others; it can spread germs and bacteria.
• Don’t use an old or frayed toothbrush, as it won’t clean your teeth effectively.
• Don’t skip brushing before bedtime, as it allows bacteria to multiply and cause tooth decay.

Encouraging Good Dental Care Habits 

Encouraging good dental care habits in kids is essential for their overall health and well-being. Here are some tips on how to enable your kids to have good dental care habits:

• Start Early: It is essential to start teaching good dental care habits to your kids from an early age. When they emerge, you can begin cleaning their teeth with a soft bristle brush and water.
•  Make it Fun: Brushing teeth can be a fun activity for kids. You can make it a game by singing a song or making up a story while they brush.
• Lead by example: Kids learn by observing their parents, so ensure you set a good example by brushing and flossing regularly.
• Use Kid-Friendly Products: Kids may be more willing to brush their teeth if they have fun toothbrushes and toothpaste with their favorite cartoon characters.
• Reward Good Behavior: Praising your kids for good dental care habits and rewarding them with a sticker or a small toy can encourage them to continue their good habits. 
• Limit Sugary Snacks and Drinks: Sugary snacks and drinks can cause cavities, so limiting these in your child’s diet is essential.
• Visit the Dentist Regularly: Regular dental checkups and cleanings can help prevent dental problems and keep your child’s teeth healthy.

By following these tips, you can encourage your kids to have good dental care habits and set them up for a lifetime of healthy teeth and gums. In conclusion, maintaining good oral health is crucial for overall well-being. By making smart snack choices, such as avoiding sticky, sugary candy and opting for tooth-friendly options like fresh fruits and vegetables, you can prevent dental problems and protect your oral health. Additionally, following proper flossing techniques and regularly visiting your dentist for checkups and cleanings can promote healthy teeth and gums. Remember, prevention is always better than cure, so start caring for your oral health today. You can enjoy a healthy smile and maintain good oral hygiene for years with consistent effort and attention.

Thank you for reading our helpful tips on maintaining good oral health. At DentalInsurancePlus.com, we understand the importance of oral health care and offer dental insurance plans that can help reduce the cost of dental procedures. Our plans cover a variety of services, including preventive care, fillings, root canals, and more. You can learn more about our plans by visiting our website or calling us at 310-534-3444. Our business hours are 8-4 M-F. Take the first step towards better oral health today with DentalInsurancePlus.com.

Customer Service Department

Our customer service department is ready to assist you with any questions you may have and help you purchase an employer, family or individual dental insurance plan today.  We provide access to many of the largest, most recognized individual dental insurance networks in the nation.

DentalInsurancePlus.com is a specialist in dental insurance, dental discount plans, vision and prescription coverage programs for individuals, families and groups. We have been serving the dental community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you. Compare dental insurance plans and decide which one is right for you and your family.

Many of our dental plans have next day benefits including vision and prescription. DentalInsurancePlus.com offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process. We offer dental benefit coverage in all 50 states.

Legal Stuff You Should Know

The law mandates that consumers with dental plan coverage receive a fully detailed patient information handbook — a Description of Benefits — that clearly outlines coverage, limitations and exclusions.  Most individual dental insurance plans have annual maximum benefit levels which may be directly related to the monthly premium that you pay for coverage.

Statistics have shown that patients with dental coverage will seek out required care on a far more regular basis than those without coverage.  While dental benefit coverage should be taken into account, it should not be the deciding factor in your choice of treatment.  You should know how your plan is designed, since this can affect significantly the plan’s coverage and your out-of-pocket expense.  The year of the parent’s birth is not relevant in determining which coverage is primary.

Dental plan coverage may be continued during a leave of absence without pay due to disability.  Dental plan coverage for individuals is not commonly offered because dental needs are highly predictable.  Before comparing rates, check out the important features of a few plans for a thorough understanding of dental plan coverage.

Effective or Start Date

When shopping for individual, family or group dental insurance quotes, always review the dental plan coverage description thoroughly for any variations in coverage levels.  Coverage is not in effect until an application is signed, transmitted, payment received and approved by the underwriting company unless otherwise specifically stated.  Finding the right value in dental insurance or dental plans is an important step in purchasing dental coverage for you and your family.

Why Baby Dental Care is Important.

Many people fail to understand why they should take their child to see a dentist on or before their first birthday. Yet there are many advantages to beginning dental visits at an early age. One of he main one reasons is not really about receiving treatment at all. The first dental visit is more to establish a comfort level for yourself and your child while under the care of a dentist. It is better to build a relationship with a dentist over time, then to wait until an emergency happens and then have to have real treatment provided under stressful circumstances. The child will be less panicked and, hopefully, more comfortable when more extensive dental issues need to be addressed if he or she is introduced to the dentist early and if able to experience the dentist under less traumatic conditions.

Another reason is to monitor for early dental problems that may arise. One early concern is known as “baby bottle tooth decay” and is usually attributed to babies who are given a bottle to fall asleep with. In reality, babies’ teeth are susceptible to tooth decay as soon as they erupt, and overall gum health prior to the teeth coming in can have a huge effect on the long-term health of baby teeth. Of particular concern is when an infant’s diet starts to include anything more than breast milk or formula, when more solid foods are introduced which may contain more sugars and ingredients or components that can encourage bacterial growth resulting in cavities.

If you are a self-employed person and have had the misfortune of visiting a dentist, you will immediately realize the importance of buying individual dental insurance coverage. Individual dental insurance plan help and information – DentalInsurancePlus.com is a specialist in dental insurance and dental discount plans, vision and prescription coverage programs for individuals.

We have been serving the dental insurance community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you. Compare dental insurance plans and decide which one is right for you and your family. Many of our dental plans have next day benefits including vision and prescription.

Not Sure If I Need A Gum Graft

Question: Each time I go see my dentist, he tells me that I need a gum graft. I have asked few people, that I know and they they said that their dentist has also been bothering them to have this larger dental treatment, however, they do not do it. I feel the same cause my teeth and gums do not hurt me. Yet my dentist told me one year ago that I have to do it before another year goes by. Another problem is that i am a student I do not have money.  And I do not have dental insurance either. So I was wondering if other people were in the same position as me or if you had done a graft before, and is it worth it?

Answer: I always try and take the stand point that a no dentist will suggest you have dental work that is not necessary. If you are really worried about whether or not you need this type of dental care, here is a suggestion:

If possible buy a low cost HMO dental insurance plan. Most HMO dental insurance plan run around 10 – 20 dollars a month and they provide free preventive dental treatments. That means you can see a different dentist for a second opinion and get Free X-rays, Office Visit and Basic Cleaning as well as see if this different dentist advises they same type of dental care as the one you have been currently seeing.

This website offers HMO dental insurance plans in most states so I suggest reviewing our dental insurance options we have available for your review. Then even if a new dentist dose suggest the same treatment, you will then have some insurance in force to hopefully help you with the cost if you decide to have the dental care render.

Another option is to get a second dental opinion at a dental clinic or dental school. In many cases dental clinics and school adjust their cost based on what you can afford to pay. The point is I think that unless the people you asked for their opinions are dentist, I think getting a second opinion by a dentist would only benefit you and your oral health care.

Cosmetic dentistry may help you to get your best smile at any age. One of the most popular cosmetic dental procedures to a perfect smile is bonding. Cosmetic dental bonding is a fairly painless procedure usually performed in one dental visit by applying an enamel like material to your teeth which is then shaped, hardened with a special light and polished.

For a more dramatic smile, porcelain veneers can make a drastic difference. With veneers, you can control the color, position, shape, and size of your new teeth which can correct crooked, worn, or chipped teeth. This procedure can cost between $1,200 – $3,500 per tooth.

Cosmetic dentistry insurance coverage is not afforded by most dental insurance companies. If you are with a group dental insurance company through your employer, you may want to inquire if cosmetic dentistry insurance coverage is provided under your dental plan.  Cosmetic dental coverage is normally provided by discount dental plans. Discount dental plans usually cover 15 to 20 percent of the cosmetic dental care cost.

Getting a Personal Dental Insurance plan in Georgia.  How do I go about getting a good personal dental insurance plan on line in Georgia.  I do a little shopping on line but worry that with insurance you are giving alot of information about yourself.  How can I make sure I getting a good dental insurance plan and not getting scammed.

Trying to understand dental insurance coverages and how the different plans work.  Hello I am 21 living in Texas and I have to get my own dental insurance plan since it is not offer to me at my job.  I been trying to find an personal dental insurance plan to get online but it is all confusing to me.

The truth is I never had to worry about insurance because I either had it with my parents or my job.  So all the insurance lingo is going over my head.

Such as what is the difference between a PPO dental plan and an HMO dental plan?  HMO dental plan look more affordable with less limits but am I might be missing the pros of getting a PPO dental plan.   Also many website I go to thinking I am reviewing dental insurance then state that it not insurance but a dental plan.  What the different from insurance and a dental plan?

Also what is a deductible do I have to pay that in full along with my premium for the plan?
What is major dental care and why are there waiting periods for it?  Sorry I just not sure what I should be looking for.  Any advise or suggestions would be good thanks.

I am wanting a personal dental insurance plan that will cover all the basic dental care a person normally needs.  I do not have dental insurance right now though my job and I do not think that will be changing any time soon.  Can I get individual dental insurance for just myself without having to go though work?

A little over a week ago I was chewing some gum for about an hour or more when my gum was hurting around a crowned tooth.  I stop and the pain when away shortly afterwords.   So I did not think to much of it.

Yesterday I was chewing some gum and the same thing started to happen again.  So I stopped chewing the gum.  However today I notice my gums around my crown tooth is red and puffy.  It also hurt when I try to brush over the area.

I am not sure if it is the gum that is the issue or if something is wrong with my gums or the old crown I have.  I would have it checked out but I do not have dental insurance and can not afford to go to the dentist.  Is there some cheap dental insurance that I can get for this issue so I can have it looked at by a dentist?

I do not know what to do.  I have two small children and live on very little money.  I use to get dental care though the state even though it was not much it did help me with make sure my kids teeth were taken care of.

I have been without dental insurance now for over eight months.  I am worried about my children teeth going bad without dental care but can not afford to go to a general dentist without some help.  Even the dental clinic are getting to be too over crowed and getting in can take forever if you are lucky.  Please can you give me some advise.

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I like your plans where it says I can choose my own dentist.  Is that true I go go to any dentist I want?  I called my dentist the office says that would send a billing claim to any I want but it would be on me if they do not accept them. I can I make sure that the dental company will acept a claim from my dentist?

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My employer only offer dental insurance were I have to choose a dentist in their plan network of providers.  I get this dental with my med so I am suck with it.  However, I do not like any of the dentist that are listed in the plans network.

They are either dentist that i know are no good from experience and or though my friends.   Or they are in a location I would not want to leave my car parked for fare that I would not have my tires when I get out.

Are there any alterntives to what I have now?  I want to be able to choose my own dentist one that does good dental work and has an office in an area I do not have to worry about.

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