Dental Insurance

  DENTAL INSURANCE PLANS

 

Individual Dental Plans

Family Dental Plans

Affordable Dental Plans

Best Dental Insurance

Online Dental Plans

Indemnity Dental

HMO Dental Insurance

PPO Dental Insurance

Dental Health Care

Dental Care Club

Buy Dental Online

American Dental Plans

 

Find Affordable Dental Insurance 

Call Us Today - (310) 534-3444
Monday - Friday 8am - 4pm

Archive for the 'Family Dental Plans' Category

Dental and Vision Insurance – Dental Insurance Plus

06/17/24

Question: I am in need of both dental and vision insurance. Please let me know if you offer any plans covering both areas. Currently, I do not have any insurance for either. Right now, I have nothing, and I’m eager to start taking better care of my oral and eye health. I would need affordable plans as I can only spend a little on dental and vision. I want to keep it under $30 to $40 a month. What could you suggest to me?

Reply: At DentalInsurancePlus.com, we understand the importance of affordable dental and vision insurance for your overall health and well-being. We are delighted to offer a range of budget-friendly dental HMO plans, with prices starting as low as $7.95 and going up to $18.95. Our vision insurance plan is also available at a competitive rate of $14.51 per month. When you combine the cost of our dental and vision insurance plans, the monthly total comes to just $33.46, comfortably within your budgeted amount. We hope this brings you some relief as you start your journey to better oral and eye health.

We are committed to helping you take control of your oral and vision health without breaking the bank. You can access quality dental and vision care without financial stress by choosing our comprehensive insurance plans. Our plans cover a wide range of needs, from routine check-ups to dental procedures and vision exams. We want you to feel confident that your health needs are fully covered without any surprises or hidden costs.

To find the perfect insurance package tailored to your needs, we invite you to contact our office at 310-534-3444. Our dedicated team is ready to guide you through the available dental options and vision coverage, ensuring you can decide about your healthcare needs. Take advantage of this opportunity to invest in your well-being. Contact us today, and let’s start you on the path to optimal dental and vision health with the right insurance plans.

The Crucial Importance of Proper Denture Care – Dental Insurance Plus 

05/20/24

Proper care of your dentures isn’t just about their longevity; it’s a savvy financial move that empowers you to control your dental expenses. You can significantly reduce your out-of-pocket costs by avoiding costly replacements, even if they’re covered by dental insurance. Use a soft-bristled toothbrush and gentle brushing to maintain your dentures’ top shape. Avoid hard-bristled brushes or abrasive toothpaste, as they can harm the surface of your dentures or bend their attachments.

Over-the-counter cleansers like Polident or Efferdent, available in most food stores, can be used to clean dentures. However, it’s crucial to read and follow the instructions correctly. Consider using an ultrasonic denture cleanser, which uses high-frequency sound waves to remove debris and stains. But always ensure that your chosen product has been proven safe and effective.

When cleaning your dentures, it is vital to avoid using certain products that can harm them. For instance, never use bleach or vinegar, as they can cause your dentures to dry or become discolored over time. Similarly, household cleaners are too harsh and can leave a residue that could harm dentures. If you use a mild hand or dish soap, rinse them off thoroughly under warm to cool water before putting them back in your mouth.

By following these care tips, you can extend the lifespan of your dentures, keep them clean and healthy, and avoid unnecessary expenses. Proper denture care is essential to maintaining oral health and overall well-being.

Handling Dentures with Proper Care

It’s crucial to remember that dentures are delicate and require careful handling to ensure they don’t break. Dentures are not meant to droop, and any movement that causes them to bend or twist may result in damage. Therefore, it’s your responsibility to be gentle while cleaning them. Standing on a soft towel or rug while cleaning them is advisable to prevent accidental damage. The towel adds a layer of protection that can help cushion the impact if they accidentally drop.

Ensuring the sink is full of water is essential when cleaning your dentures. The water in the sink provides a cushioning effect, reducing the chances of breakage if you accidentally drop them. You can also wrap your dentures in a hand towel or store them in their hard-cover case when moving around the house with them.

After cleaning your dentures, keeping them soaked in warm or cold water or a denture solution is crucial. A denture solution is a unique liquid designed to keep dentures clean and prevent them from drying out. The water or solution will help prevent them from drying out and cracking. By keeping them moist, you can ensure that they remain flexible and don’t become brittle, which can lead to breakage.

In summary, dentures are fragile and require careful handling to avoid damage. When cleaning them, it is essential to be gentle and take the necessary precautions to prevent accidental damage. By following these tips, you can help ensure that your dentures last longer and remain in good condition. Not following these tips could lead to your dentures breaking, warping, or becoming ill-fitting, resulting in discomfort and needing costly replacements.

Dental care for Dentures Dos and Don’ts when not in use. 

If you wear dentures, you know how important it is to take good care of them. Proper care can make them last longer and prevent the need for costly replacements. One of the most important things you can do is to keep your dentures in cool water or a dentist-advised denture solution when you’re not wearing them. However, there are also some things you should avoid doing, like using hot water or leaving your dentures in a dry place. In this article, we’ll explore some dos and don’ts of denture care and additional tips to help keep your dentures in good shape.

Dos:

  •  Keep dentures in cool water or the dentist-advised denture solution when not wearing them.

Don’t:

  • Use hot water or put your dentures in a dry place, which can cause them to warp or dry out, making them ill-fitting.
  •  Put your dentures in a paper towel, as it can absorb the moisture and be mistaken for trash and tossed out.

Additional tips:

  • Keep your dentures safe from small kids and dogs.
  •  Kids love to play with almost anything they find, and dentures in their hands tend not to hold up well.
  • If your dentures are not in a safe place, pets like dogs may find them, so you may as well start saving money for a new set.

Taking good care of your dentures is crucial to making them last longer and saving money from getting new ones sooner than necessary.

Dental Insurance for replacement dentures. 

If you’re considering getting a new set of dentures, it’s crucial to grasp the terms and conditions of your dental insurance plan. Many dental plans have waiting periods, so you may need to wait for a certain period before the plan will start covering the cost of your new dentures. Since dentures are considered a primary dental service, you may have to wait a year or more before your insurance plan covers the cost of your new dentures. Insurance companies have wait periods to earn a premium on the plan before paying for a high-cost dental service like dentures. Understanding these details can help you plan your dental care and expenses more effectively.

In addition to the waiting period, some dental insurance plans may have unexpected requirements or limitations. For example, they may require proof that you have had your old dentures for a certain number of years (usually five, but this can vary depending on the plan) before they will cover the cost of new dentures. It’s important to carefully read and understand the terms and conditions of your dental plan before you purchase it to ensure that you are aware of any unexpected requirements or limitations, such as these, that could affect your coverage.

Choosing the right dental plan can seem daunting, but you’re not alone. Consider your needs and budget when selecting a plan, and don’t hesitate to ask questions or seek guidance from a dental professional or insurance representative. With some research and careful consideration, you can find a dental plan that meets your needs and provides the coverage you need for your dentures. Remember, resources are readily available to help you make an informed decision, ensuring you feel supported and guided in this process.

Choosing the Best Dental Insurance for New Dentures: Why HMO Plans May Be a Good Option

If you are looking for dental insurance that covers the cost of new dentures, reviewing all the available options is essential to find the best plan for your needs. One thing to consider is whether the plan has a waiting period before coverage begins. Many dental insurance plans have waiting periods for primary services like dentures, which means you may have to wait a certain amount of time before the plan will start covering the cost of your new dentures.

However, consider an HMO dental insurance plan to begin coverage immediately. Typically, HMO dental plans do not have waiting periods for major services, including dentures. No waiting periods mean you can get coverage for your new dentures at the effective date of your dental insurance plan without waiting for a specified period.

In addition to no waiting periods, HMO dental insurance plans often have lower out-of-pocket costs than other dental insurance plans. They also offer access to a network of dentists who have agreed to provide services at discounted rates to plan members. This can help you save money on the cost of your dentures and other dental services you may need.

When reviewing HMO dental insurance plans, read the terms and conditions carefully to understand what is covered and what is not. It is also essential to check if your preferred dentist is in the plan’s network to ensure you can continue to receive care from them.

In summary, an HMO dental insurance plan may be an excellent option to consider if you need new dentures and want dental insurance coverage without waiting periods. These plans typically offer lower out-of-pocket costs and access to a network of dentists who can provide services at discounted rates. However, it is essential to review the plan’s terms and conditions carefully and ensure your preferred dentist is in the plan’s network before enrolling.

How a Dental Discount Plan Can Help You Save Money on New Dentures

A dental discount plan may be an excellent option if you’re looking to save money on new dentures. Unlike traditional dental insurance, a dental discount plan provides a network of dentists offering discounted rates on dental services. The discounts can be beneficial regarding the cost of dentures, which is expensive.

One of the benefits of a dental discount plan is that it has few restrictions compared to traditional insurance plans. There are no waiting periods or annual coverage limits; you can use the plan as often as needed. This means you can get the care you need when you need it without worrying about restrictions or limits.

Another advantage of a dental discount plan is that it can help you save money on the cost of dentures. With a discount plan, you’ll pay a reduced rate for dentures and related services, such as adjustments or repairs. The discounts can add significant savings over time, especially if you need to replace your dentures or have them repaired frequently.

It’s important to note that a dental discount plan is not insurance and won’t cover the total cost of your dental care. However, it can be a good option if you’re looking to save money on your dental expenses. Before signing up for a plan, research the options available in your area and compare prices and benefits to find the best plan for your needs and budget.

In addition to a dental discount plan, there are other ways to save money on new dentures. Some dental schools offer discounted rates on dental services, including dentures. You can also check with your local health department or community health center to see if they provide dental services at a reduced cost.

Overall, if you need new dentures, options are available to help you save money on the cost. You can get the care you need without breaking the bank by exploring different options, such as a dental discount plan or discounted services at a dental school or community health center.

Comprehensive Dental Insurance Information and Coverage Options with DentalInsurancePlus.com

DentalInsurancePlus.com is a comprehensive online resource for dental insurance information, coverage options, and affordable plans. The website is designed to help individuals and families find the right coverage for their needs and budget.

DentalInsurancePlus.com offers a variety of dental insurance plans, including PPO, HMO, and discount plans. These plans cover a range of dental services, including routine check-ups, cleanings, fillings, root canals, and more. Some plans even offer coverage for cosmetic dentistry and orthodontic treatment.

In addition to dental insurance plans, DentalInsurancePlus.com also provides valuable resources and tools to help you make informed decisions about your dental care. The website features a comprehensive dental dictionary that defines common dental terms and procedures. You can also find articles and guides on topics such as dental health, oral hygiene, and denture care.

If you have any questions or need help selecting the right dental plan, DentalInsurancePlus.com has a team of experienced dental insurance agents who are available to assist you. They can help you understand the different types of dental plans, their benefits, and how they work. They can also provide a customized quote based on your unique dental needs and budget.

Overall, DentalInsurancePlus.com is a reliable and trustworthy resource for dental insurance information and coverage options. Whether you’re looking for individual or family coverage, the website offers a wide range of dental plans that can meet your specific needs. With its easy-to-use interface and knowledgeable agents, DentalInsurancePlus.com can help you find the right dental coverage that fits your budget and lifestyle.

Thank you for considering DentalInsurancePlus.com for your dental insurance needs. We hope our comprehensive coverage options and affordable pricing plans have given you the information you need to make an informed decision. If you have any further questions or want to enroll in one of our plans, please do not hesitate to contact us at 310-534-3444 M-F, 8 a.m. – 4 p.m.

We look forward to serving you and helping you achieve optimal dental health.

Understanding Dental Insurance HMO Plans – Dental Insurance Plus

05/13/24

Today, we’d like to share a story about Jenny and her experience without dental insurance. Her story is familiar as many people on a fixed income go without dental care due to the high costs. At DentalInsurancePlus.com, we understand that dental care should not be a luxury, and we want to help make it more accessible to everyone.

Our website offers several different dental plan types, including HMO dental insurance plans like the one that helped Jenny get the dental care she needed. If you have questions about our dental plans or want to sign up, please call us at 310-534-3444. We are committed to addressing the different types of dental insurance and working to help make dental care more affordable for everyone.

Jenny’s Experience Without Dental Insurance and How She Found an Affordable Solution

Jenny had always been good at saving money. She had a stable job, a good salary, and enough savings to support her in emergencies. However, life had taken an unexpected turn, and Jenny was unemployed. 

As she reviewed her finances, Jenny realized she had no dental insurance. She had always taken her dental health for granted, but now she was worried. She had been struggling to find work, and the one job that showed promise did not offer dental benefits.

Jenny knew she needed to get her teeth cleaned. She had contacted several dental offices, and the cost for exams, x-rays, and cleaning was between $300 and $400. It was a lot of money, especially when she was not earning anything.

Jenny started looking for affordable dental insurance plans. However, all the plans she found were expensive and beyond her financial means. She felt helpless and did not know what to do.

One day, while browsing the internet, Jenny stumbled upon the DentalinsurancePlus.com website. She called their member service line and discovered that their HMO dental insurance option is available in California. It was affordable and had decent coverage. She was thrilled and immediately signed up for the plan.

Jenny visited the dental office the following month, and the dentist examined her teeth. The dentist recommended a deep cleaning, and Jenny agreed. Thanks to her dental insurance plan, Jenny could get the deep cleaning done at a much lower cost than she had expected.

Jenny felt relieved and grateful. She realized that dental insurance was not a luxury but a necessity. She had learned her lesson and promised herself that she would never take her dental health for granted again.

Understanding the Different Dental Insurance Plans: HMO, PPO, and Indemnity

This article will explore our dental insurance plans and how they can help you control your dental care costs. We believe dental care should be accessible and affordable, and we are committed to working with you to make that a reality.

There are at least three basic dental insurance plans to consider: HMO, PPO, and Indemnity plans. Each of these insurance plans can help you cover the cost of dental care, and depending on your dental care needs and preferences, you can choose the plan type that suits you best.

An HMO dental plan might be the right choice if you want a more affordable option. With this plan, you must choose a primary dentist from a network of providers. This dentist will be responsible for your dental care, and you will need to get a referral from them if you want to see a specialist. HMO plans typically have lower out-of-pocket costs, making them an excellent option for those who want to save money.

Another option is a PPO dental plan. With a PPO plan, you have more flexibility when choosing a dentist. You can see any dentist you want, but you will save money if you choose a provider within the plan’s network. PPO plans usually have higher premiums and deductibles than HMO plans but offer more coverage.

Finally, an indemnity dental plan is a fee-for-service plan where you can see any dentist you want. You will pay for your dental care upfront and then submit a claim to your insurance provider for reimbursement. Indemnity plans offer the most flexibility but tend to be the most expensive.

At DentalInsurancePlus.com, we offer all three types of dental insurance plans to help you find the right coverage for your needs. To help you make an informed decision, we will provide a detailed breakdown of each plan type, including its pros and cons. You can better understand your coverage options by understanding what each dental insurance plan offers and considering relevant factors while shopping. We want to ensure you have all the information you need to choose the right plan for your unique dental care needs and budget.

 Understanding a Dental HMO Insurance Plan

Let’s delve into the world of HMO dental insurance plans. Consider Jenny’s story – she found a low-cost insurance plan that helped her with her dental care expenses when she was unemployed. HMO insurance plans typically cost between $8.00 to $20.00 per month for individuals and $15.00 to $35.00 per month for a family of three or more. As you can see, the HMO plan cost is more affordable, making it an increasingly popular option for those on a fixed income.

With an HMO dental insurance plan, you must choose a primary dentist from a network of providers. This dentist will be responsible for your dental care, and you will need to get a referral from them if you want to see a specialist. HMO plans typically have lower out-of-pocket costs, making them an excellent option for those who want to save money. You will pay a fixed monthly premium for your HMO dental insurance coverage. 

In return, you will receive access to a network of dental care providers who have agreed to provide services to your plan members at a discounted rate provided to you on a fee schedule that means you know your cost for services covered by the plan before having anything done. Budgeting for your dental care becomes easier with this approach. Additionally, most preventive care services, such as regular cleanings and check-ups, are typically covered at no additional cost under an HMO dental insurance plan. You should know and understand some keywords regarding HMO dental insurance plans. 

1. Co-Payment: In a dental HMO, a co-payment is a fixed fee for each dental service covered by the plan that a member pays when receiving a covered dental service. The dental HMO predetermines the co-payment amount, usually a small amount intended to help offset the service cost. The co-payment amount will vary depending on the type of service provided, but it is typically much less than paying cash price without insurance. Members of a dental HMO are responsible for paying the co-payment for each covered dental service they receive from a plan provider. An example of this would be: 

Code         Description        Cost

D0120 Periodic oral evaluation No Charge

D0140 Limited oral evaluation – problem focused No Charge

D1110 Prophylaxis – adult No Charge 

D2160 Amalgam – 3 surfaces, primary or permanent, $ 6.00 

D2161 Amalgam – 4 surfaces, primary or permanent $ 8.00

D2330 Resin-based composite – 1 surface, anterior $ 14.00

D2331 Resin-based composite – 2 surfaces, anterior $ 14.00

D2332 Resin-based composite – 3 surfaces, anterior $ 14.00  

The above example shows the co-pay (your cost) as either No Charge or a $ amount. When reviewing HMO insurance plans, you should review the provided fee schedule to compare your costs with those of the plans you are reviewing.

2. Dentist Network: A Dentist Network is a group of dental care providers who have agreed to offer services to members of a particular dental insurance plan. In the case of an HMO dental insurance plan, the network typically consists of dentists who have contracted with the plan to provide services to its members. When you enroll in an HMO dental insurance plan, you must normally choose a primary care dentist from the network. This dentist will be your main point of contact for all dental care needs and may refer you to specialists within the network if necessary. When choosing a dentist under an HMO plan, there are a few helpful tips to keep in mind:

  • Check the provider network: HMO plans have a network of dentists that you can choose from. It’s essential to check the provider network to ensure that your preferred dentist is included. You can find this information on the insurance company’s website or by calling their customer service line.
  • Consider the location: The location of the dentist’s office is also an essential factor to consider. Choose a dentist that is convenient for you to visit, especially if you need frequent appointments or have mobility issues.
  • Read reviews: Look for reviews or recommendations from other patients who have used the dentist’s services. Reading reviews can give you an idea of the quality of care that the dentist provides.
  • Check their qualifications: Ensure that the dentist you choose is licensed, experienced, and has a good reputation in the dental community.

With these tips in mind, you can choose a dentist under your HMO plan who fits your dental care needs and preferences.

3. Pre-existing Conditions: Pre-existing conditions refer to any dental condition before your insurance coverage starts. It is important to note that some dental insurance plans may have limitations or restrictions on coverage for pre-existing conditions. However, HMO dental insurance plans tend to be less restrictive regarding pre-existing conditions than other insurance plans, making them a more attractive option for those with existing dental conditions.

That said, it is essential to review the terms and conditions of any dental insurance plan you are considering, including HMO plans, to confirm any limitations on pre-existing conditions. It is always better to be fully aware of the coverage and limitations of your dental insurance plan so you can make informed decisions about your dental care.

4. Waiting period: A waiting period refers to the amount of time you must be enrolled in a dental insurance plan before certain dental services are covered. Most HMO plans do not have waiting periods, but some may have a limited period for primary dental services such as crowns, typically around six months. It is crucial to read and verify the plan’s terms and conditions to determine if there are waiting periods before purchasing the plan. Reviewing the plan benefits will help you understand the plan’s coverage and applicable restrictions.

5) Limitations: An HMO dental insurance plan covers specific dental services and sets limitations. When reviewing a dental HMO plan under the limitation section, the plan limits how often certain services can be used during a specific period, such as a year or a lifetime. Here is an example of what you may see in the limitation section of an HMO. 

  • Prophylaxis (teeth cleaning) is limited to once every six months.
  • Fluoride treatment is covered once every 12 months for Members up through age 14. 
  • Bitewing X-rays are limited to one series of four films every 12 months.  
  • Full mouth X-rays are limited to once every 24 months.  
  • Periodontal scaling and root planing are limited to one treatment per quadrant in 12 months. 
  • Crowns and bridge units are limited to five per arch per year. 

Before signing up for a dental HMO insurance plan, it is crucial to review its limitations to ensure that it meets your dental care needs. Limitations only become an issue when going into the plan without knowing its restrictions.

6) Exclusions: Exclusions in a dental HMO insurance plan refer to the specific dental services or treatments that are not covered by the plan. It’s essential to review the exclusions of your dental HMO insurance plan carefully to ensure you understand what services and treatments are not covered. The following is an example of what you may see under the exclusion section of an HMO dental insurance plan 

  • General anesthesia analgesia (nitrous oxide), intravenous sedation or the services of an anesthesiologist.  
  • Treatment of fractures or dislocations, congenital malformations, malignancies, cysts, or neoplasms, and Temporomandibular Joint Syndrome (TMJ). 
  • Extractions or x-rays for orthodontic purposes. 
  • Prescription Drugs and over-the-counter medicines. 
  • Any services involving implants or experimental procedures. 
  • Any procedures performed for cosmetic, elective, or aesthetic purposes. 

Reading exclusions in a dental HMO plan is critical because it helps you understand what services are not covered by your plan. Many dental insurance plans have exclusions on specific treatments, procedures, or services. By reading the exclusions, you can avoid surprises when you receive a bill for a service that is not covered.

For example, some dental HMO plans may exclude services like orthodontics, cosmetic dentistry, or dental implants. If you need one of these services, you must pay for it out of pocket, which could be expensive.

It is essential to review the exclusions before you enroll in a dental HMO plan because they can significantly impact what services you receive and how much you pay for them. Ensure you understand what services are not covered so you know when to pay for dental services.

Pros of a dental HMO:

1. Low out-of-pocket costs: Dental HMOs generally have lower out-of-pocket costs than other dental insurance plans.

2. No annual maximums: Most dental HMOs don’t have yearly maximums, so you can get as much dental work done as you need without worrying about hitting a cap.

3. No waiting periods: A dental HMO usually allows you to start using your dental benefits immediately.

Cons of a dental HMO:

1. Limited provider network: With a dental HMO, you must choose a dentist from a network of approved providers. If your preferred dentist isn’t in the network, you must switch to a new one.

2. Limited coverage: Dental HMOs often have limited coverage for specific procedures, such as orthodontics and cosmetic dentistry.

3. Less flexibility: With a dental HMO, you’ll need to follow the plan’s rules and regulations, which can be limiting if you need specialized care or want to see a specific provider outside of the network.

In conclusion, this content has been informative and helpful in understanding the importance of dental HMO insurance plans. In our next post, we will review dental PPO plans, their pros and cons, and how they work. DentalInsurancePlus.com is committed to providing everyone with affordable and accessible dental care coverage. Whether you choose an HMO, PPO, or indemnity plan, we have the right coverage option to meet your unique needs. Please contact us at 310-534-3444 if you have any questions or want to sign up for one of our dental insurance plans. Thank you for reading and taking the first step towards taking control of your dental care costs.

What Are Receding Gums – Dental Insurance Plus 

05/06/24

Receding gums are when your gums pull away from your teeth or draw downward, exposing parts of the tooth that your gums would typically conceal. Severe gum reduction issues may expose your tooth roots. Exposed tooth roots may also cause your teeth to become more sensitive or painful. Some of the factors that can increase your risk of receding gums can include:

Gum Disease: Gum disease, or periodontal disease, is a bacterial infection that affects the gums and the tissues surrounding the teeth. Gum disease is caused by the buildup of plaque and tartar on the teeth, leading to inflammation and infection of the gums. Gum disease can cause tooth loss, receding gums, and other serious health problems if left untreated. Symptoms of gum disease can include red, swollen, or bleeding gums, bad breath, and loose teeth. Practicing good oral hygiene and visiting your dentist regularly to prevent gum disease is essential.

Brushing Too Hard: Brushing your teeth too hard can damage your gums and teeth. It can cause the enamel to wear away, leading to tooth sensitivity and even tooth decay over time. Moreover, brushing too hard can cause the gums to recede, exposing the sensitive roots of the teeth. Receding gums can cause pain and discomfort, making the teeth more vulnerable to decay and infection.

When you brush your teeth too hard, you are scrubbing away the protective layer of enamel that covers them, which can cause the teeth to become more sensitive to hot and cold temperatures, making eating and drinking uncomfortable. Additionally, brushing too hard can cause the gums to pull away from the teeth, creating pockets where bacteria can thrive. Over time, this can lead to gum disease, which can cause severe damage to the teeth and gums.

Therefore, brushing your teeth gently yet thoroughly, using a soft-bristled toothbrush, and using circular motions are essential. You should also avoid using too much pressure when brushing and be sure to floss regularly. By taking good care of your teeth and gums, you can keep them healthy and prevent serious dental problems.

Aging: As we age, our gums can start to recede. Tissues that support the teeth can begin to break down, causing the gums to pull back from the teeth. Receding gums can expose the roots of the teeth, which can lead to sensitivity and other dental problems. If your gums are receding, seeing a dentist who can evaluate the situation and recommend appropriate treatment is essential.

Smoking/Chewing Tobacco: Smoking and chewing tobacco can cause receding gums by restricting blood flow to the gums. The restricted blood flow to the gums deprives them gums of essential nutrients and oxygen, which can lead to damage and inflammation. In addition, the chemicals in tobacco products can irritate the gums and cause them to recede. Over time, as the gums pull away from the teeth, the roots and underlying bone can become exposed, leading to tooth sensitivity, decay, and even tooth loss. It’s essential to quit smoking and chewing tobacco to prevent further damage to your gums and overall oral health.

Poorly Fitting Dentures: When dentures do not fit properly, they may rub against the gums and cause irritation, leading to inflammation and infection, resulting in receding gums as the gum tissue pulls away from the teeth in response to the irritation. Additionally, if dentures are loose or ill-fitting, they may put pressure on the gums and bone underneath, which can cause further damage and lead to receding gums. It is essential to have dentures adequately fitted and adjusted to prevent these issues.

Damage From Surgery or Injury: Damage from surgery or injury can cause receding gums. When the gums are traumatized, they can pull away from the teeth, exposing more of the tooth and leading to gum recession. This can also happen after dental procedures, such as tooth extractions or orthodontic treatment. Good oral health care after trauma or surgery is essential to prevent further damage and maintain healthy gums.

Genetic Predispositions:  Research has shown that genetic predispositions can play a role in the development of receding gums. Studies have identified specific genetic variations that can increase gum disease risk, ultimately leading to gum recession. Additionally, genetics can affect the structure and strength of the gums and jawbone, making them more susceptible to damage and disease. However, it’s important to note that genetics are just one factor that can contribute to gum recession, and good oral hygiene practices and regular dental check-ups can help prevent and treat the condition.

Treatment Options for Receding Gums: From Deep Cleaning to Surgical Procedures

The severity of receding gums determines the treatment that should be administered. Dentists recommend deep cleaning, also known as scaling and root planing, if detected early. During this procedure, your dentist removes plaque and tartar buildup from your teeth and smoothens the roots to prevent bacteria from accumulating. This treatment is vital as it is the first defense against gum recession.

However, in severe cases, surgical procedures such as gum grafting or bone regeneration may be necessary to repair the damaged gum tissue and promote the growth of new bone. Gum grafting involves transplanting tissue from the roof of your mouth or using donor tissue to repair the receded gum line. On the other hand, bone regeneration consists of using membranes, bone grafts, or tissue-stimulating proteins to encourage your body to regenerate lost bone and tissue.

Maintaining excellent oral hygiene practices, such as brushing twice a day, flossing regularly, and visiting your dentist regularly to prevent the recurrence of receding gums, is crucial. By doing so, you can avoid gum recession and enjoy a healthy, beautiful smile.

Tips to Avoid Receding Gums and Keep Your Oral Health in Check.

Receding gums can cause discomfort and sensitivity, making caring for your gums and teeth essential. Here are some tips on how to avoid having receding gum issues:

1. Practice good oral hygiene: Brush your teeth twice daily and floss regularly to remove plaque and prevent gum disease.

2. Use a soft-bristled toothbrush: Brushing your teeth with a hard-bristled toothbrush can cause your gums to recede. Use a soft-bristled brush and brush gently.

3. Avoid brushing too hard: Brushing your teeth too hard can cause your gums to recede. Use gentle circular motions when brushing your teeth.

4. Use fluoride toothpaste: Fluoride toothpaste can help to strengthen your teeth and protect against tooth decay.

5. Quit smoking: Smoking can cause gum disease and receding gums. Quitting smoking can help to prevent these issues.

6. Eat a healthy diet: A healthy diet can help to keep your gums and teeth healthy. Eat plenty of fruits, vegetables, and whole grains, and limit sugary and acidic foods and drinks.

7. Visit your dentist regularly: Regular dental check-ups can help to detect and prevent gum disease and other dental issues before they become more serious.

The Importance of Dental Insurance for Maintaining Good Oral Health and Preventing Receding Gums

Having dental insurance is essential to maintaining good oral health and preventing dental problems such as receding gums. Dental insurance covers regular check-ups, cleanings, and preventive measures such as fluoride treatments and sealants. It also covers the cost of standard dental procedures such as fillings, crowns, and root canals, which can help prevent the development of gum disease and other oral health issues.

One significant benefit of having dental insurance is that it can help you maintain good oral health by making it easier and more affordable to visit the dentist regularly. Studies have shown that people with dental insurance are more likely to make and keep dental appointments, which can help detect and treat dental problems early before they become more severe and costly.

Preventing gum disease is especially important because it is one of the leading causes of receding gums. Gum disease is a bacterial infection that affects the gums and the tissues surrounding the teeth. It causes inflammation and swelling, leading to the gums pulling away from the teeth and exposing the tooth roots. Left untreated, it can cause sensitivity, pain, and tooth loss.

Regular dental check-ups and cleanings can help prevent gum disease by removing plaque and tartar buildup from the teeth and gums. Your dentist can also screen for signs of gum disease and recommend treatment if necessary. Some treatments for gum disease include deep cleaning, gum surgery, and antibiotic therapy.

In addition to preventing gum disease, dental insurance can also help prevent other oral health issues, such as tooth decay, cavities, and oral cancer. Dental insurance covers the cost of routine exams, X-rays, and oral cancer screenings, which can help detect and treat these issues early.

Dental insurance is essential for maintaining good oral health and preventing dental problems like receding gums. It can help you stay on top of your oral health by making it easier and more affordable to visit the dentist regularly. By taking advantage of your dental insurance benefits, you can prevent dental problems before they become more severe and costly to treat and keep your smile healthy for years.

Guide to Choosing the Right Dental Insurance Plan and Managing Dental Care Costs

Maintaining good dental health is crucial to overall well-being, but dental care costs can be daunting. Fortunately, different types of dental insurance can help you manage these expenses more cheaply. By reviewing your options carefully, you can select the one that best fits your needs and those of your family.

Dental insurance plans come in various forms, including indemnity plans, preferred provider organizations (PPOs), health maintenance organizations (HMOs), and discount plans. Indemnity plans typically provide the most flexibility, as you can choose any dentist. However, they may also have higher premiums and deductibles.

PPOs and HMOs, on the other hand, often have lower costs but limit your choice of dental care providers. With a PPO, you can choose from a network of dentists who have agreed to provide services at a discounted rate. With an HMO, you typically must choose a primary care dentist who will refer you to specialists as needed.

Discount plans are not insurance, but they offer discounts on dental services through participating dentists. These plans can be affordable if you pay out of pocket for your care.

When choosing a dental insurance plan, consider the annual maximum benefit, your deductible, and preventive, restorative, and orthodontic care coverage. Also, check whether your plan covers pre-existing conditions and emergency care.

In addition to dental insurance, there are other ways to manage dental care costs. For example, many dentists offer payment plans or financing options. You can also save money by practicing good oral hygiene and visiting the dentist regularly for preventive care.

You can maintain good dental health without breaking the bank by taking advantage of dental insurance and other cost-saving measures. So, take the time to explore your options and choose the plan that works best for you and your family.

5 Factors to Consider Before Choosing a Dental Insurance Plan for You and Your Family

Before you search for dental insurance plans, you must consider a few things to ensure that you find the best plan for you and your family. By considering these factors, you will be better equipped to make an informed decision and select a plan that meets your needs and budget.

Firstly, consider your current dental health and any ongoing or upcoming dental treatments you may require. If you or someone in your family requires extensive dental work, such as braces or oral surgery, choosing a plan offering higher coverage for these services may be beneficial.

Secondly, consider the network of dentists available under the plan. Ensure that your plan includes a network of dental providers in your area and that your preferred dentist is included. If you have a dentist you trust and prefer to continue seeing, it is essential to ensure they are covered under the plan.

Thirdly, consider the plan’s cost and any applicable deductibles or copays. While you want to choose a plan that offers comprehensive coverage, it is equally essential to ensure that the plan is affordable and fits within your budget. Be sure to compare the costs and benefits of different plans to find the one that offers the best value for your money.

Fourthly, the level of customer service and support the insurance provider offers should be considered. Look for an excellent customer service and support provider, including online resources and tools to help you manage your plan and access care.

Lastly, read the fine print and understand the plan’s terms and conditions before signing up. Pay attention to any exclusions or limitations on coverage, any waiting periods or other restrictions that may apply.

Considering these factors, you can be better prepared to find the best dental insurance plan for you and your family. Remember to compare different plans, consider your dental health needs, and choose a plan that offers comprehensive coverage, affordable costs, and excellent customer service and support.

In conclusion, receding gums can be a severe dental issue that requires proper attention and care. By practicing good oral hygiene, avoiding harmful habits such as smoking and chewing tobacco, and seeking professional treatment when necessary, you can maintain healthy gums and prevent serious dental problems. DentalInsurancePlus.com offers affordable dental insurance plans to help you access quality dental care when needed. To learn more about our plans and how we can help, visit DentalInsurancePlus.com or call us at 310-534-3444.

Navigating Dental Insurance and Exclusions: Tips for Saving Money on Treatment for Pre-Existing Needs

04/15/24

Question: I have been trying to help my boyfriend get dental insurance for his son. Since I got my boyfriend on my dental plan, he only needs something for his ten-year-old son. So far, my boyfriend has been paying out of pocket for all his son’s dental needs.

Now, however, his son is in the middle of braces and is being told he needs to have a few teeth pulled. The cost is just getting higher and higher, and he is still trying to figure out what to do. His current dentist does not take HMO, only PPO, which, from what I can tell, will have a waiting period for the dental service his son needs. Can anyone give us some helpful advice?

Reply: I’m sorry to hear about your boyfriend’s situation. Navigating the various dental insurance options available can be challenging, especially regarding specific services such as braces and tooth extractions. He might consider looking into dental discount plans, which can sometimes provide savings on procedures not covered by traditional insurance. The issue may be that with a dental discount plan, you have to go to a dentist who accepts the plan.  

NOTE: Dental insurance companies may exclude work in progress because they generally want to avoid covering pre-existing dental conditions. When you sign up for dental insurance, there may be a waiting period during which the insurance company will not cover the treatment for pre-existing conditions. This waiting period can vary between insurance policies and the specific dental service needed. Suppose you begin treatment for a dental issue before the waiting period ends or before your insurance policy begins. In that case, the insurance company may consider it a work in progress and may not cover the cost of that treatment.

Exclusions can be frustrating for individuals who need immediate dental treatment but must wait until the waiting period ends to receive coverage. However, it is essential to note that insurance companies include waiting periods to protect themselves from individuals who sign up for insurance only when they require immediate treatment for pre-existing conditions. 

Therefore, it is essential to carefully read and understand your dental insurance policy before signing up for it. If you have an existing dental issue, check if there is a waiting period for that particular service, and if so, how long the waiting period is. Additionally, consider contacting the insurance company directly to discuss any exceptions to the waiting period for the dental service your dentist recommends.

It’s important to understand that the exclusions related to pre-existing dental conditions can significantly impact your search for dental insurance for your boyfriend’s son, mainly if he is in braces treatment and requires tooth extraction. As mentioned, dental insurance companies typically exclude work in progress or pre-existing dental conditions and may enforce a waiting period before covering such treatments. This can result in a frustrating situation where your boyfriend’s son may need immediate dental treatment. Still, the insurance company may not cover the cost of that treatment due to pre-existing exclusion. 

It’s crucial to carefully read and understand the dental insurance policy before signing up, especially if you have an existing dental issue. Since your boyfriend’s son is in the middle of braces treatment and requires tooth extraction, it is best to check if there is work in progress or pre-existing exclusions. 

Tips to Save Money on Dental Treatment for Pre-Existing Needs Not Covered by Insurance

If you have pre-existing dental needs that dental insurance does not cover, here are some tips to save money:

1. Shop Around: Dental providers charge different amounts for the same treatment. It’s worth getting quotes from other dentists to see if you can find a more affordable option.

2. Look for Discounts: Some dental providers offer discounts for cash payments or patients without insurance. Check with your dentist to see if they offer any discounts.

3. Consider Dental Financing Options: Some dental providers offer financing options to help you pay for expensive treatments over time. These can be a good option if you need immediate treatment but can’t afford to pay for it all at once.

4. Ask About Payment Plans: Some dentists may be willing to work out a payment plan with you to help you pay for your treatment over time. It never hurts to ask!

5. Take Advantage of Free or Low-cost Dental Clinics: Many communities have free or low-cost dental clinics that provide primary dental care. While they may not be able to provide more complex treatments like braces or extractions, they can help you maintain good oral health and catch problems early.

Remember, taking care of your dental health is essential even if you don’t have insurance coverage for all your needs. By shopping around, looking for discounts, and exploring financing options, you may be able to save money while still getting the care you need.

Despite excluding current dental needs, there are still reasons to consider dental insurance.

While it can be frustrating to discover that your insurance policy does not cover your current dental need, it is still essential to consider purchasing dental insurance. Dental insurance can cover routine check-ups, cleanings, and other preventive care to help you maintain good oral health and prevent future dental problems. 

Additionally, dental insurance can provide coverage for unexpected dental issues that may arise in the future. Dental emergencies, such as a cracked tooth or severe toothache, can be costly without insurance coverage. Having dental insurance can offset these costs and provide peace of mind in case of an unexpected dental issue.

Moreover, having dental insurance can also help you establish a relationship with a dentist who accepts your insurance plan. This can be especially beneficial if you are new to an area or need to find a new dentist. Choosing a dentist who accepts your insurance plan can ensure you receive quality dental care from a trusted provider while maximizing your insurance benefits.

In summary, while dental insurance may not cover your current dental needs, it is still worth considering purchasing it for its many benefits, including coverage for routine check-ups, preventive care, unexpected dental issues, and access to quality dental care from a trusted provider.

Understanding HMO Dental Insurance Plans: A Guide for Those with Pre-existing Dental Conditions and Fixed Incomes

Dental insurance policies can be complex and may include exclusions related to pre-existing dental conditions, which can be a major concern for those who need immediate dental care. However, HMO insurance plans can be an excellent option for those with a fixed income and current dental needs. HMOs typically have fewer exclusions on pre-existing dental conditions than other insurance plans, which can relieve those worried about being refused coverage.

Moreover, HMOs provide a more predictable cost structure, which can help budget dental care expenses. Unlike other insurance plans, HMOs typically have lower premiums and out-of-pocket costs, making them an affordable option for many people.

However, it’s important to note that HMOs require patients to stay within their network of providers, which can be limiting if you have a preferred dentist outside of the network. This means that you may not be able to continue seeing your current dentist if they are not part of the HMO network.

Ultimately, weighing the pros and cons and considering your dental needs and budget is crucial before selecting a dental insurance plan. You should also carefully review the plan’s terms and conditions to understand the coverage and applicable limitations. By doing so, you can make an informed decision that will help you maintain good oral health without breaking the bank.

Navigating Dental Insurance and Saving Money on Treatment for Pre-Existing Needs

In conclusion, navigating dental insurance can be daunting, but with the proper knowledge and preparation, you can save money on treatment for pre-existing needs. Carefully review your insurance policy and understand any exclusions or limitations. Consider shopping for an insurance provider that suits your needs and budget better. Additionally, seeking alternative treatment options, such as dental schools or discount programs, can also help save you money. Remember to prioritize your oral health and not let financial concerns prevent you from getting the care you need. By taking these steps, you can make the most of your dental insurance coverage and ensure you receive the treatment you need at a price you can afford.

Find the Right Dental Insurance Plan for You and Your Family with DentalInsurancePlus.com

At DentalInsurancePlus.com, we understand that navigating dental insurance options can be daunting. We offer different dental insurance plan types and options to fit your unique needs and budget. Our team of experts is dedicated to helping you find the right plan for you and your loved ones.

Whether you’re looking for individual or family coverage, we have a plan that can work for you. We offer plans with different coverage levels, deductibles, and copays to fit a range of budgets and needs. We also provide options for both HMO and PPO plans, depending on your preferred level of flexibility and access to providers.

If you need help determining which plan is right for you, don’t worry. Our friendly and knowledgeable staff can answer any questions and help you find the best plan for your unique situation. We know that everyone’s dental needs differ, so we offer personalized service to help you make an informed decision.

Call our office at 310-534-3444 Monday through Friday, 8 am to 4 pm, for a free quote on dental insurance or if you have questions about dental insurance and what plan may work for you. We’re here to help you find the coverage you need to keep your teeth and gums healthy and your smile looking great.

Dental Insurance Plus, Dental Insurance for a Low Income Family

04/08/16

My wife just had our son so will be taking time off from work. We also have a  daughter who is four and see the dentist twice a year. In the past we pay cash for our family dental needs.

However my wife teeth and gums started giving her some issues beyond just having twice a year cleaning, she really needs more dental work then we can afford to pay by cash for.  Looking for a low income or affordable dental plan I can get that will help us with the cost.

Reply: On our website we offer lower cost HMO insurance plans in most states as well as dental discount plans.  These two type of dental insurance and plan options help to reduce the cost of your family dental care at very affordable cost to you.  In order to review the plans we have available to you in your state just enter your zip code in the quote box provided.  If you have any questions about the available plans please call our customer services line at 310-534-3444 as they will be happy to assist you with finding the best dental plan for your family dental care needs.

Posted by Individual Dental Plans | in Family Dental Plans | No Comments »

Dental Insurance Plus, Amalgam Fillings

01/16/16

Amalgam fillings are the most thoroughly researched and tested restorative material among all those in use today. Amalgam fillings are durable, highly resistant to wear and they are the lower cost filling option.    Amalgam filling are made by combining elemental mercury, silver, tin, copper and possibly other metallic elements.  Although amalgam filling are still considered to be safe the concerns that was  raised were about the mercury content in amalgams.

However the mercury when combined with the other metals is renders stable and safe for use in fillings.    Since amalgam filling are able to withstand high pressure they become useful for filling in molars where chewing load is higher. Amalgam filling are well tolerated by most people with only rare occurrences of allergic response.  Some people may have short term sensitivity to hot and cold after an amalgam filling as been done.  Course amalgam filling are silver in color which may be okay for back teeth not easily seen but might not be want you would want to have towards the front of your mouth.
Amalgam fillings are useful in baby teeth.  If a child still has baby teeth but needs a filling you may not want to spend the cost for white color fillings, on teeth that will soon come out when your child start to get their adult teeth in.

In the end amalgam filling still have their place and it should be something to consider when having filling done. Talk to your dentist and find out all your filling options then decide what you may feel is best for you and your family  And remember all dental services are less expensive when you have a dental insurance or dental discount plan in place.  So keep us in mind for your dental plans needs.

Posted by Individual Dental Plans | in Family Dental Plans | No Comments »

Find affordable family dental insurance coverage

06/12/15

On DentalInsurancePlus.com we offer a broad range of dental insurance and plans for you to choose from. So you can choose the dental insurance and or plan that best fits your family dental care needs and your budget.

Posted by Individual Dental Plans | in Family Dental Plans | No Comments »

Dental Insurance For Healthy Families

06/08/15

Your family oral health care is very important to maintain as your oral health has direct links to your overall health wellness. Therefore a few ways to maintain you and your family oral health is by having good at home oral health care habits and seeing your dentist regularly.

Studies also show that families that have dental insurance in place are more likely to see their family dentist regularly. In addition dental insurance helps keep your family dental care cost lower and more affordable.

Posted by Individual Dental Plans | in Family Dental Plans | No Comments »

Dental Insurance Plus On What is a Periodontist Dentist

03/20/15

A Periodontist dentist who specializes in diseases of the gums and other structure surrounding the teeth.  If your family dentist thinks you have a disease that could seriously damage your gums, bone or other tissues that support your teeth, she’ll send you to a periodontist for diagnosis and treatment.

Posted by Individual Dental Plans | in Family Dental Plans | No Comments »

Pennsylvania Family PPO Dental Plans

02/27/11

Pennsylvania Family PPO Dental Plans:  I am looking for a family dental insurance PPO plan that I can get for my family.  My husband job does not offer dental benefits and with two kid under the age of five I know we are going to have dental care cost.   Can you suggest a good dental insurance plan for us to get.

Posted by Julia | in Family Dental Plans | No Comments »

Family dental discount plans in Florida

01/30/11

Family dental discount plans in Florida: Right now money is tight and I am working two jobs neither which offers dental benefits.  I have a family of four and I would like to get some dental benefits for my family.  Off hand getting a dental discount plans seems like a good low cost option.   Is there anything I should know about a dental discount plan first.

Posted by Holman | in Family Dental Plans | 3 Comments »

Dental discount plans and moving to Texas

01/25/11

Dental discount plans and moving to Texas:   Right now my family and I are living in Washington but we will be moving to Texas in two more months.  My daughter needs to see a dentist before the move since she has a tooth that has been bothering her.  

What I would like to know is can I use your dental plan in Washington and then continue to use it when we move to Texas or do we have cancel the plan and and get a different plan after the move?

Posted by Elyse | in Family Dental Plans | 1 Comment »

Dental Discount plans in Virgina

01/07/11

Dental Discount plans in Virgina:  Can you tell me more about the different dental discount plan you offer and what would make one plan like the Careington dental plan better then DentaChoice or the others you have listed.  I am not sure how to choose which is the better plan to get.  My first time trying to get dental help.

Posted by P Jent | in Family Dental Plans | 1 Comment »

New Jersey Low cost dental plan for my family.

11/27/10

Right now my parents are on a very fixed income. They do not have dental insurance and can not afford to get a family dental plan that is going to be more then $50.00 a month. My dad is always working to pay the bills so I do not see him much.  Even though he works hard he can not afford $120 or more a month for dental insurance.

I am 17 and do work a part time I can help pay for a low cost dental plan.  My parent may still not go to the dentist but I would like to so I hoping to find a plan that will work for all of us and be very affordable.

Posted by Mario | in Family Dental Plans | 2 Comments »

Cost for family dental insurance in Alabama?

08/31/10

My sister does not have dental insurance and her husband job does not offer dental insurance either. So I am trying to help her out a little since she does not have Internet access.  What is the cheapest dental insurance that they could get for the two of them and one child?

They would need dental insurance where their son can start seeing a dentist for his normal dental care.  A course something they could also use too.  Advise please.

?
Posted by AA | in Family Dental Plans | 2 Comments »

Family Dental insurance in the state of New York

07/27/10

Hello, I live in Westchester NY and I have a family of four with no current dental insurance.  I have seen many dental discount plan but I am not sure if you get what you pay for with them since they are so cheap are you really get much of any saving?

I have not seen any affordable dental insurance plans that I will even go beyond cost to review plan details.   What the point if I can not afford it.  Looking for low cost dental insurance plans  that will help me save money in dental services.

California dental insurance, state budget cuts effectiving us poor people.

07/25/10

I do not know what to do.  I have two small children and live on very little money.  I use to get dental care though the state even though it was not much it did help me with make sure my kids teeth were taken care of.

I have been without dental insurance now for over eight months.  I am worried about my children teeth going bad without dental care but can not afford to go to a general dentist without some help.  Even the dental clinic are getting to be too over crowed and getting in can take forever if you are lucky.  Please can you give me some advise.

Buy NowBuy Dental Insurance from DentalInsuranceKids.com
Get Dental Insurance Quotes Online — Find the Best Dental Plan Now!

Dental coverges for kids braces.

07/21/10

My eight year old daughter is looking like she may need to have braces in the future.  My current dental plan will only pay out 200.00 a year for four years.  I guess that is better then nothing but not much better.

Is there any way I can get another dental plan for her so that if we do get her braces I can have better coverages  or I will be able to combine both plans to get better savings off the cost of my daughter braces?

Buy NowBuy Dental Insurance from DentalBenefit.com
Get Dental Insurance Quotes Online — Find the Best Dental Plan Now!

Dental coverages for the Careington dental plan

07/12/10

Hello,  I just recently turned 21 years old.  I go to school part time and work full time but my job does not offer dental only medical.  I was on my mother plan but once I turned 21 they are dropping me.

Before I turned 21 I did go to the dentist were I was told I should have a root canal and a crown done on one of my back molars.   So I was looking at your Careington dental discount plan.  However before I sign up for the Careington dental discount plan is there any kind of  bad stuff i should know about it.  I mean do the dentist really give you the discounts as quoted?  I like this plan since it shows my dentist listed but just confirming that it really works.  Thanks.

Buy NowBuy Dental Insurance from OnlineDentalInsurance.com
Get Dental Insurance Quotes Online — Find the Best Dental Plan Now!

Home  |  Quote  |  Contact
Copyright 2011. All rights reserved. DEL AMO Insurance Services, Inc.