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Archive for the 'Dental Plans' Category

Dental Cavity and Affordable Dental Care – Dental Insurance Plus

09/18/24

Question: I am unsure if I have a cavity in one of my back teeth. Sometimes, it hurts when I drink or eat something too cold. I’ve not been to the dentist in many years, mostly due to cost issues. How do you get cavities, and how can a dentist know if I have one that needs fixing? If I do have a cavity, must I fix it, or can I at least wait until I can better afford to get it fixed? Would it be worth the cost of getting dental insurance first? I don’t see myself going to the dentist much unless I have to, so paying out of pocket might be better than paying more for dental insurance.

Reply: A dental cavity, also known as tooth decay, occurs when bacteria in the mouth produce acids that attack the tooth’s enamel, forming a hole.   

Dental cavities, or tooth decay, are a result of a complex interplay of factors. Plaque, a sticky film of bacteria, is a key player. It builds up on your teeth and the bacteria it harbors produce acids that can gradually wear down the enamel, leading to small holes or cavities. Consuming sugary and starchy foods and drinks can contribute to this process. However, regular dental check-ups and cleanings are not just about cleaning your teeth; they are essential for early detection and treatment of cavities, providing you with the necessary information to maintain your dental health and can significantly reduce the risk of developing them.

A dentist can identify the presence of a dental cavity through various methods during a dental examination. They may visually inspect your teeth for signs of decay, such as discoloration or visible pits or holes. Additionally, they might use a dental instrument to check for soft spots on the enamel, which could indicate the presence of a cavity. X-rays can also detect cavities between teeth or beneath the surface. Furthermore, special dyes or lasers may help identify areas of decay that are not easily visible to the naked eye. If a cavity is suspected, the dentist may recommend further evaluation or treatment to address the issue.

Treating a dental cavity is crucial. If left untreated, it can lead to various complications. Cavities can cause pain and discomfort; if the decay reaches the tooth’s inner pulp, it can lead to infection and abscesses. In severe cases, untreated cavities can even result in tooth loss. However, promptly treating cavities can prevent further damage to the tooth structure and restore the tooth to its normal function and appearance, bringing relief from pain and discomfort. Treating cavities can also help avoid more extensive and costly dental procedures. This underscores the importance of not delaying treatment, as the consequences of untreated cavities can be serious.

Dental Insurance

About buying dental insurance, since you have a current dental need beyond preventive care, I suggest purchasing a dental HMO plan or a dental PPO that does not have waiting periods. If you want a lower-cost dental insurance plan, start by reviewing dental HMOs, as they can be as low as $7.95 a month and still provide preventive care free to low cost. Filling costs are typically very affordable with HMO insurance plans. Dental care costs get more costly as you start to have major care such as a root canal or crown. Having dental insurance would reduce major dental care costs compared to not having insurance, making it a worthwhile investment if you anticipate needing more than just preventive care.

If your current dental provider doesn’t accept dental HMO insurance, the next best option is a dental PPO plan. However, keep in mind that there may be a waiting period for certain dental needs with a PPO plan. Choose a dental PPO plan that offers immediate benefits to ensure you have coverage for a filling without any waiting periods. Dental PPOs are more costly than HMOs, typically starting around $45.00 a month.

Remember that you are not just paying for a filling if you see a dentist without insurance. You would generally have to pay for the office visit and X-rays. The average cost of a new patient’s dental exam can be about $285.00, depending on factors like location, age, and the number of dental X-rays to be done. Whereas taking an HMO dental insurance as an example, office visits and bitewing X-rays are typically free. We have not even addressed the cost of a filling, which would also vary depending on the size of the cavity and the filling you have done.

You can shop out insurance plans and verify the cost of the plan again coverages and see if it is worth buying and having before getting your tooth taken care of. At DentalInsurancePlus.com, we can help you with dental insurance questions as we sell a broad range of plans, from HMOs to PPOs. Our member service can go over the dental insurance plan options we provide and help you choose one that will best fit your current dental care needs. Since cost is a factor, an HMO dental insurance may work for you not only for your current filling but also to help you maintain your preventive dental care services, thereby avoiding any more cavities in the future. Call our office at 310-534-3444 Monday – Friday, 8 am – 4 pm. We can provide you with a free dental insurance quote and get you started with insurance so you can afford to see a dentist.

Dental Insurance Plus – Family Dental insurance in the state of New York

03/30/24

Hello, I live in Westchester, NY, and I have a family of four without dental insurance. I have seen many dental discount plans, but I wonder if you get what you pay for with them since they are so cheap. Do you get much of any savings? I have yet to see any affordable dental insurance plans that I will go beyond cost to review plan details. What is the point if I can not afford it? I am looking for low-cost dental insurance plans that will help me save money on dental services.

Reply: I understand your concern about finding affordable dental insurance plans. Dental discount plans are generally cheaper than traditional dental insurance plans but may not cover as much. However, they can still provide significant savings on dental services. It’s important to carefully review the details of any plan before signing up to ensure that it meets your needs. Consider contacting dental insurance providers in your area to learn about their low-cost options. I hope this helps!

Dental Discount Plans in California

04/12/21

Dental discount plans California. In California there are many good dental discount plans that are available. On our website we offer a discount plan though Aetna. Dental discount plans are a good low cost dental plan option. They do not have many of the limitations that dental insurance plans may come with.

Many dental discount plans start within the next business day of your on line enrollment. Which is very good for those people that are in dental pain since they can see a dentist right away. Dental discount plans are not for everyone. But they are a good way to reduce all your dental needs at a very affordable cost.

When deciding between dental discount plans carefully review their fee schedules. The fee schedules show the discount prices on what you pay for each dental service listed. You also want to make sure there is a dentist in the dental plan you want to go to. Since there is no outside network benefits. I suggest calling the dentist listed and confirming they are still accepting the plan as well as new members.

Full Coverage Dental Insurance Plans

04/28/15

Question: What type of  dental insurance offers you full dental coverages?  I am an adult with no kids. I am looking for a dental insurance plan that does not exclude coverages for cosmetic dental services.  I want a plan that does it all.

Answer: Finding one dental insurance plan that does covers all dental services may be pretty hard thing to do. We offer over a hundred dental insurance plans in all states and none of them offer as you say full coverages. I do not know of a dental insurance plan that covers cosmetic dental work.

However we also sell dental discount plans in most states. With a dental discount plan you will receive discounted saving off of cosmetic services if needed.  With a dental discount plan you get a discount off of any type of dental procedure but you need to go to dentist that take the plan.

Posted by Individual Dental Plans | in Dental Plans | No Comments »

New York DentalSave Discount Dental Plan

04/08/15

Question: I am  currently living in New York and I have been reviewing many different dental discount plans that seem to be all over the place.  Your site looks good and does offer very good information about dental care. I am leaning towards your DentalSave Discount Dental Plan.  I like that it is low cost and seems to be better then a few other discount plans I review.   I never bought anything online and have to admit I am a little leery about doing so.  Is there anything I should know before buying a dental discount plan?

Answer: When buying a dental discount plan you have to go to dentist that are plan providers.  Make sure you have a dentist in the plan that you want to go to. Call the dental office up and confirm that they are still accepting the plan in question.  You may also want to ask a few questions that are important to you so you can feel good about the dental discount plan you are buying

Posted by Individual Dental Plans | in Dental Plans | No Comments »

How do dental discount plans work?

05/10/11

How do dental discount plans work?  I like to know more about dental discount plans.  I see in the state that I live they seem to be popular but I not sure how they really help to save you money.   I see they are very low in cost and I just get the feeling that they may be too good to be real.  What is the catch in having a dental discount plan?

Posted by Bettie | in Dental Plans | 3 Comments »

Buying a dental discount plan online in Virgina

05/08/11

Buying a dental discount plan online in Virgina.  I  do not know much of anything when it come to getting dental insurance.  I know I do not have any benefits for dental work with my current job.   I also know I need to see a dentist since it has been over three years since my last check up.   Is getting an online dental discount plan a good low cost dental option

Posted by Turner | in Dental Plans | 2 Comments »

Dental discount plans in New Jersey and their benefits.

04/30/11

Dental discount plans in New Jersey and their benefits.   My sister is in a great deal of dental pain.  I do feel for her a little but she does not take care of herself like she should.  I am trying to help her out by getting her a dental plan and helping her with the cost for her dental care.    At least to some point.

Anyway as you can tell I she needs to get a plan that has dental benefits right away so I have been reviwing the dental discount plans as an option of her.  I live in a different state and I am not sure if getting a dental plan is really going to save her money or not.   Is a dental discount plan a good saving plan and how much of a saving would there be for her needed care?

Posted by Ena R | in Dental Plans | No Comments »

Careington Dental plan, Choosing a dental discount plan in Texas.

04/22/11

Careington Dental plan, Choosing a dental discount plan in Texas. Hello I live in Texas and although I do work a full time job I do not receive any dental benefits though my employer. I would like to start seeing a dentist since it has be a few years.

I am looking at getting a lower cost dental discount plan since I heard they really do help you save money on dental care services. I see you have a dental discount plan though Careington that looks good can you tell me more about it. How they work and what I should know about before buying a dental plan.

Posted by Olivia | in Dental Plans | No Comments »

Adult dental insurance plans, Best dental plan for Texas:

03/27/11

Adult dental insurance plans, Best dental plan for Texas:   I want the best  low cost dental insurance plan in Texas that I can for my wife and I.  We do not have dental benefits and are getting tothe point that we need to see the dentist more often. I can not afford the really expensive PPO dental insurance plans and therefore I need help in getting a dental insurance plan I can afford to have.

Posted by Vash | in Dental Plans | No Comments »

Dental plans for a student living in California.

03/24/11

Dental plans for a  student living in California.    I am a full time low income student living in California. On top of that I am working almost full time to pay for my schooling and additional bills. I am lucky that I have some medical insurance since I have not be drop from my parents plan yet.  I would like to start going to the dentist for at least a checkup and teeth cleaning.  Do you offer any low income dental plans for students?

Posted by Perez | in Dental Plans | No Comments »

Looking for Dental Insurance Plans In Texas.

03/21/11

Looking for Dental Insurance Plans In Texas.  I live in Huston,Texas and although I do received dental benefits though my employer the dental plan I have is very limited in it coverages.

Therefore the dental benefits I have does not really work well for me since I nee more then just a twice a year cleaning.   Do you have a dental plan that would be better for all other basic dental care that is still be low in cost so I can afford to purchase it. Can you please advise me of your best dental plan in Texas?

Posted by Annie Clark | in Dental Plans | No Comments »

Dental discount plans California

03/14/11

Dental discount plans California. In California there are many good dental discount plans that are available. On our website we offer. Dental discount plans though Aetna, Careington and New Dental Choice. Dental discount plans are a good low cost dental plan option. They do not have many of the limitations that dental insurance plans may come with.

Many of our dental discount plans start within the next business day of your on line enrollment. Which is very good for those people that are in dental pain since they can see a dentist right away. Dental discount plans are not for everyone. But they are a good way to reduce all your dental needs at a very affordable cost.

When deciding between dental discount plans carefully review their fee schedules. The fee schedules show the discount prices on what you pay for each dental service listed. You also want to make sure there is a dentist in the dental plan you want to go to. Since there is no outside network benefits. I suggest calling the dentist listed and confirming they are still accepting the plan as well as new members.

Posted by carol | in Dental Plans | No Comments »

Can you have dental insurances and a dental discount plan?

02/21/11

Can you have dental insurances and a dental discount plan?  I live in CA and I like to get the Standard Life dental insurance plan with the 2000 max limitation since my dentist told me that was a good plan.

However I was also told that I am a good  candidate for invisaligns.  My dentist does not do braces but I can get braces at the place he is referring me to.  I called them and they said that they only a provider of the  Careington POS plan but that plan would give me 20 percent off.  I just not sure if I can get both plans or not.  I was told once that I could not have two insurance plans but not sure if this is the same thing.

Posted by Watanabe | in Dental Plans | No Comments »

Dental discount plan in Maryland, Dental coverages for the Careington dental plan

02/01/11

Dental discount plan in Maryland, Dental coverages for the Careington dental plan:     I have this really bad toothache problem right now and I need something that going to help me right away.  Your Careington dental plan I saw state it startes within the next day.  Is that correct?  If so can you tell me out the plan covers you out.

Posted by Frannie D | in Dental Plans | 1 Comment »

Virginia Full Coverage Dental Insurance Plans

01/21/11

Virginia Full Coverage Dental Insurance Plans:  I live in Lottsburg VA and I am looking for a very comperhensive dental insurance plan that offer full coverages on most dental services.   I know I have a great deal of dental work that is needed to be done.

A little over a year old I was told around $7500.00 which I am sure it only more now since I was not able to pay such a large dental insurance billing.  I was hopping to get a job that offer some dental benefits but that has not happen yet.  

I need your help in getting the best dental plan you offer in order to fix my teeth at a more affordable cost to me.  I just do not know where to really look or what plan may have the best coverage.

Posted by Michie | in Dental Plans | No Comments »

Florida Dental Discount plans, quotes and reviews.

01/17/11

Florida Dental Discount plans, quotes and reviews.  I have been to at least 20 websites that sell dental discount plans which I am looking for. However my main issues is they all look much alike and I even seen what seem to be the same plan for different price.    This is confusing to me that the same plan should be different in cost.

I stop here at this site since you seem to sell many of the plans I seen on other sites and your cost is on the lower side.  Can you advise me why the cost of the plan can seem to very and what is the best  dental discount plans you have to offer?

Posted by Sally Jean | in Dental Plans | No Comments »

Hawaii dental discount plans for a family

01/09/11

Hawaii dental discount plans for a family.  I am having a really hard time trying to find dental insurance that I can get for my family.  We do not have any dental care so I talked things over with my wife and we are willing to try a dental discount plan if to at least save some money off our dental care. 

I found this website and you do offer dental discount plans and I would like to know which one is the better one to get or are all three dental plans you show  preaty much the same thing.

Posted by Rune | in Dental Plans | No Comments »

New York DentalSave Discount Dental Plan Under age 61

12/30/10

I am  currently living in New York and I have been looking and many different dental discount plans that seem to be all over the place.  Your site looks good and does offer very good information about dental care.

I also like that you do sell dental insurance although I am leaning towards your DentalSave Discount Dental Plan.  I like that it is low cost and seems to be better then a few other discount plans I review.   I never bought anything online and have to admit I am a little leery about doing so.  Is there anything I should know before buying a dental discount plan?

Posted by J Babauta | in Dental Plans | No Comments »

Connecticut Looking for a additional dental plan

12/28/10

I just got my benefits though my job.  I was told that my dental benefits will not cover for major dental work until I have it for one year.   That I really only could get preventive and basic dental care for right now.

I would like to know if I could get an additional dental plan to cover for any major dental needs that may come up until I had my work plan for one year.

Posted by Bettie | in Dental Plans | No Comments »

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