NewYork Full Coverage Dental Insurance Care
Wednesday, Jan. 5th 2011 10:53 AM
So I am shopping out dental insurance and I really do not care if it has waiting periods or even a max limitation if it is high enough. My real problem it seem is even after all those restrictions, you still do not get full covered dental benefits.Â
Do they not have a dental insurance plan that offer coverage benefits for all dental services? I do not understand why there are so many limitations on not so cheap plans.   In fact some of the cheaper plans seem to offer more benefits. What is up with that?
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Posted by B Kim | in Dental Insurance | 2 Comments »
Thursday, Jan. 6th 2011 4:43 PM at 4:43 pm
Off hand it seem as if you are reviewing dental PPO plans or dental Imdimity plans. These type of plan ar the ones that normally come with waiting periods and year max limitation.
I personal try to stay way the term “Full coverages” or full anything really. It is open to ones opinion of want full is to mean to them.
Such as: Are you looking to pay X dollar amount for the plan but not have to pay anything for any dentlal service render? Or are you wanting a dental insurance plan to offer some coverages for all types of dental service including cosmetic dentristy.
What you are wanting to do is find a dental insurance plan that best fixs your over all dental needs.
Seems to me a dental discount plan may be something you like since you do get dental saving off any dental services render by the plan provider.
Thursday, Jan. 6th 2011 4:49 PM at 4:49 pm
I know what you are talking about that is why I would not get a PPO dental plan unless offer to me though my employer.
Otherwise a less expensive way to go with out all the limitation which I found to be true would be either a dental HMO insurance plan or a dental discount plan they are low in cost and normally do not have waiting periods or yearly dollar max limit.