Full Coverage Dental Insurance Plans
Question: Due to putting off needed dental care, I have very bad teeth. The main cause for this is that I hate dentist. I just hate going and have anyone poking in my mouth. I can not say I a scared of them I just do not like dentist in general.
Although I do brush often my good friend told me my breath has been getting bad. I felt bad that she would say this but besides bad breath my teeth are also starting to hurt me off and on though out the day.
I need a dental insurance plan in place so that at least I will have something to help me with regard to the cost. Can you advise me on what would be a good coverage plan that will help me the best with major dental work.
Answer: It can depend on what you may need to have done at this point. You would want a dental discount plan if you think you will need to see dental specialist for any reason. Dental HMO many not cover you to see a specialist or may require a referral from the general dentist you picked with in the plan putting your dental care out a little longer for that process. However, as long as a general dentist can do the work you may have greater saving choosing an HMO dental insurance plan compared to a discount plan.
